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AI-powered credit intelligence platform for SME creditworthiness assessment. React frontend + Python ML backend using scikit-learn. Alternative credit scoring using financial, compliance, operational, and digital trust indicators. FinTech credit risk analytics.
A local MVP for working-capital underwriting of Dutch e-commerce SMEs. Builds a consent-based merchant credit passport from multi-source data and runs a two-engine system: a transparent rules engine that decides, plus a shadow ML model logged in parallel. Python · scikit-learn · DuckDB · Streamlit.
ML system that predicts SME loan default risk using alternative data like GST filing rate, UPI transactions & cash flow patterns with SHAP explainability