Kharcha, India-first UPI expense tracker for Android. Auto-captures bank SMS plus UPI notifications via on-device Rust parser, 220 merchant logos, budgets, reports, shareable cards. Native Kotlin plus Jetpack Compose, Room, offline-first.
notifications android kotlin rust room personal-finance offline-first expense-tracker fintech budget india spending money-manager upi budget-tracker jetpack-compose sms-parser material3 glance-widget indian-fintech
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Updated
Oct 9, 2026 - Kotlin