Free, open-source calculator that estimates how much life insurance your family actually needs using the DIME method — Debt, Income, Mortgage, Education — minus your existing coverage and savings.
Live tool: https://spotclips.github.io/life-insurance-needs/
Part of the free insurance calculators from TheInsurance.Guide.
Single static index.html, no dependencies, no tracking. Educational estimate only — not financial, tax, legal, or insurance advice, and not a quote. MIT licensed.