This case study demonstrates a fictional AML investigation involving suspected structuring (smurfing). It explains how repeated cash deposits below reporting thresholds were identified through transaction monitoring and assessed using a risk-based AML investigation approach.
To demonstrate the investigation process for identifying potential structuring activities, assessing customer risk, reviewing supporting information, documenting findings, and recommending appropriate compliance actions.
- Anti-Money Laundering (AML)
- Transaction Monitoring
- Structuring (Smurfing)
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Risk Assessment
- Red Flag Identification
- Compliance Investigation
- Financial Crime Analysis
- AML_CS_002_Structuring_Smurfing_Investigation.pdf
- README.md
This case study is fictional and has been created solely for educational and portfolio purposes. It does not represent any real customer, financial institution, or investigation.