🐾 PetProtect — Web3 Pet Insurance Basic Edition (White-Label MVP)

A lean, whitelabel micro-insurance dApp for dogs and cats.
Buy blockchain-based policies. No paperwork. No middlemen.
Built on Polygon. Pay in MATIC.

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🚀 Features

• 🐕 Buy pet insurance with just a wallet — no KYC
• 💸 MATIC-based payments with live price support
• 📂 View purchased policies in your "My Coverage" dashboard
• 🖼️ Upload custom images for each policy
• 🧩 Modular code — easily extend with claims or governance
• 💼 White-label friendly: customize brand, text, images
• ⚙️ Deployed on Polygon Amoy testnet (ETH L2)

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🧱 Project Structure

components/
├── policies/                 # Insurance-related UI (buy, view, coverage grid)
└── shared/                   # Navbar, footer, layout, CTA, wallet button, etc.

pages/
├── index.tsx                 # Homepage (hero + category nav)
├── dashboard.tsx             # User dashboard (policy overview)
├── coverage-exchange.tsx     # Marketplace-style policy plans
├── create-policy.tsx         # Admin or test plan creation
├── my-coverage.tsx           # Purchased policy viewer
├── about.tsx, whats-covered.tsx, why-its-so-affordable.tsx

hooks/
├── useCoverageExchange.ts    # Load static or future dynamic plans
├── useMyPolicies.ts          # Fetch user's purchased policies
└── useUserPolicies.ts        # Load all user-created policies (if needed)

utils/
├── connectWallet.ts
├── loadContract.ts
├── purchasePolicy.ts
└── misc helpers: formatPrice, fetchMaticPrice, etc.

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⚙️ Getting Started

1️⃣ Clone the Repo

git clone https://github.com/YOUR_USERNAME/fractionalhq-pet.git
cd fractionalhq-pet

2️⃣ Install Dependencies

npm install

3️⃣ Set Environment Variables

Create a .env.local file:

NEXT_PUBLIC_POLICY_CONTRACT=0xYourContractAddress
NEXT_PUBLIC_CHAIN_ID=80002
NEXT_PUBLIC_RPC_URL=https://polygon-amoy.infura.io/v3/YOUR_INFURA_ID
NEXT_PUBLIC_PINATA_JWT=Bearer YOUR_PINATA_JWT

Uses Polygon Amoy Testnet (chain ID 80002). You can use Pinata or Web3.Storage for IPFS uploads.

4️⃣ Run Locally

💡 This app is optimized for MetaMask. Other wallets may work if they support window.ethereum, but MetaMask is officially supported.

npm run dev

Visit: http://localhost:3000

🔐 Smart Contract Info

Contract: PetPolicy.sol

Network: Polygon Amoy Testnet

Use scripts/deployPetPolicy.cjs to deploy

Store contract address in .env.local under NEXT_PUBLIC_POLICY_CONTRACT

💼 Licensing & Usage

This repo is a white-label starter kit. It’s free to use for demo or educational purposes.

For production use, premium modules, or support:

📩 info@fractionalhq.com 🌐 https://fractionalhq.com

💡 Want More?

Upgrade to a paid plan and unlock:

✅ submitClaim() flow — users file claims on-chain

🧠 DAO voting on claims (token-based governance)

🧮 Shared claim pool from revenue

📦 Expansion packs: TravelProtect, ElectronicsProtect, HomeProtect

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💼 Feature Comparison

Feature	Basic Tier (Free)	Plus Tier (Claims)	Premium Tier (DAO)
✅ Buy Standard Plans	✅	✅	✅
🐶 Enter Pet Name	✅	✅	✅
🖼️ Upload Custom Pet Image	✅	✅	✅
➕ Create Custom Plans	✅	✅	✅
📄 Submit Claims	❌	✅	✅
🧠 DAO Governance	❌	❌	✅

Want to unlock Claims Submission or DAO Voting?
Contact us at info@fractionalhq.com
or visit fractionalhq.com

🧪 MVP Walkthrough (Demo Script)

Visit homepage → click “Dog” or “Cat”

View available policies

Buy coverage using MATIC

Go to Dashboard → see My Coverage

(Optional) Enable Claims or Governance if licensed

🧠 Built with ❤️ by FractionalHQ

No offices. No call centers. Just decentralized insurance.