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@holdequity

holdequity

Hold Equity

Long-Term Owners. Long-Term Thinking.


About

Hold Equity acquires and operates businesses we plan to own forever.

No exits. No flips. No 5-year hold periods.

Years over quarters. Customers over acquirers.


Portfolio

Financial modeling for FIRE households. Model every what-if. Complex scenarios—rental properties, variable income, different timelines for each spouse—compared side-by-side. 100% private.

Aggregated mortgage rates from thousands of lenders. One API (or MCP). Sub-100ms response times. Built for developers and AI agents. See demos.

Never miss a limited release. Get instant alerts when your favorite distilleries drop new bourbon. Follow the brands you want, ignore the rest.


Built to last.

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  1. .github .github Public

  2. planfi-str-analyzer planfi-str-analyzer Public

  3. planfi-financial-forecast planfi-financial-forecast Public

    Build financial forecasts (FIRE projections, commentary, backtesting, action plans) in Claude — thin orchestration over the public planfi MCP (https://ai.planfi.app/mcp).

  4. planfi-rent-vs-buy planfi-rent-vs-buy Public

    Rent vs buy, done right: net worth both ways over a horizon array, opportunity cost, and the break-even home-appreciation rate — fully tax- and inflation-adjusted. Thin orchestration over the publi…

  5. planfi-tax-optimizer planfi-tax-optimizer Public

    Cut taxes across accounts and years: broad tax optimization (asset location, tax-loss harvesting, charitable), multi-year ISO/conversion timing (AMT/NIIT/IRMAA-aware), Roth conversion ladders, mega…

  6. planfi-equity-comp-planner planfi-equity-comp-planner Public

    Value and tax employer equity (RSUs, ISOs, NSOs, ESPP), find the ISO/AMT crossover, and assess single-stock concentration risk with a tax-aware diversification plan. Thin orchestration over the pla…

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