liquilens — the terminal

The LiquiLens Failure Radar as a live terminal dashboard, in the spirit of Claude Code / htop. Zero keys required: it reads the same public, no-auth endpoints that power the web board, and keeps working offline from a cached snapshot.

Need the radar on your own counterparty or borrower book? A fixed-scope, self-hosted proof pilot is available at liquilens.in/pilot.

◆ LIQUILENS · Failure Radar · IN/US (t to switch)
market regime SHIFT (log-SR 1.16, last change 13d ago) ███▁▁▂▂▂ · 2026-07-16

  INSTITUTION                     TYPE  GRADE SCORE PD 12M  Δ PD      FUNDING
❯ ESAF Small Finance Bank         sfb   BBB   66    0.40%   ▲ 0.09%   stable
  ...

Two boards, one command:

• IN — Indian institutions (banks/SFBs/NBFCs/MFIs): grades, 12/24/36-month failure probabilities, funding bands, PCA status, forensics, market lens, GDELT news watch.
• US — the riskiest tail of 1,000+ FDIC-scored banks (undertow engine): within-quarter percentile score, noncurrent assets, uninsured/brokered deposits, CRE concentration, NDFI-to-tier-1.

Install

Run once without keeping an install:

npx liquilens

Or keep the command on your PATH:

npm install --global liquilens
liquilens               # India board
liquilens --region us   # US board
liquilens --record      # evidence status and eligibility, all markets

From a source checkout:

npm ci
npm link
liquilens

Modes

• Interactive TUI (default in a terminal): live board, auto-refreshes every 5 minutes, adapts to any terminal size (scrolling viewport on short terminals, adaptive columns on narrow ones), t switches region.
• --plain (automatic when piped): one-shot ANSI-free table — safe for scripts, cron mails, CI logs.
• --json: one-shot machine-readable dump (rows + risk_band + regime).
• --record: one-shot historical-evidence ledger for India, the US, and Europe. It prints each market's construction/case-file status plus validated_backtest_eligible and real_money_eligible; add --json to preserve the served /api/evidence/markets payload exactly. It cannot be combined with --region or --fail-on.
• --fail-on amber|red: alerting for cron/CI — exits 3 when any Indian institution is at/above the band. (India only: US scores are within-quarter percentile ranks — a relative leaderboard — so an absolute threshold would always fire.)

# cron: mail me the board only when something turns red
liquilens --fail-on red > /tmp/board.txt || mail -s "LiquiLens RED" me@x < /tmp/board.txt

# audit the historical-evidence boundary without opening the web app
liquilens --record
liquilens --record --json | jq '.markets[] | {name, historical_evidence}'

Keys

key	action
↑/↓ or j/k	move selection
⏎	toggle institution detail
t	switch region (IN ↔ US)
s	cycle sort (IN: risk/movement/score/name · US: risk/noncurrent/uninsured/assets/name)
/	incremental filter (IN: name/slug/type · US: bank/state/FDIC cert)
r	refresh now
esc	close detail / clear filter
q	quit

Reliability

• Retries: 3 attempts with backoff on network errors, 429s and 5xx.
• Offline cache: every good board is snapshotted per region (atomic write, XDG cache dir; %LOCALAPPDATA% on Windows). If the API is unreachable you get the cached board with a clear "offline — cached from Xh ago" banner. Exit 1 only when there is no data at all.
• Networks: IPv4-first DNS plus undici autoSelectFamily (fast Happy Eyeballs) — works on IPv6-blackholed and IPv6-only networks. HTTPS_PROXY / HTTP_PROXY / NO_PROXY are honored.
• Partial failure: if only the market-regime endpoint fails, the board still renders with a "regime unavailable" note.
• Tests + CI: pure logic (columns, sorting, filtering, viewport, risk bands, sparkline, US formatting, cache) is unit-tested (npm test); CI runs build + tests + live smokes on Node 18/20/22.

Privacy

The CLI sends no cookies, device identifiers, installation IDs, or command analytics. API requests carry the aggregate product-surface label cli so the service can count successful board reads. Arguments, filters, cache contents, and machine details are never sent as analytics.

Exit codes

0 ok · 1 no data (API down, no cache) · 2 bad usage · 3 --fail-on breached

Config

• --api <url> or LIQUILENS_API — API host (default https://api.liquilens.in), e.g. a local backend on :8000.
• HTTPS_PROXY — standard CONNECT proxy, honored by all requests.

Where things live

• src/api.ts — typed fetchers, retry/backoff, proxy + Happy-Eyeballs dialing.
• src/cache.ts — per-region last-good-snapshot cache.
• src/format.ts — pure layout/sort/filter/viewport/sparkline logic (tested).
• src/riskBands.ts — the row-colour policies. India = absolute thresholds (domain judgment — tune here). US = rank-within-board (percentile scores drift across quarters, ranks don't).
• src/plain.ts — --plain / --json renderers + --fail-on band logic.
• src/App.tsx — the Ink UI. src/cli.tsx — entry point + arg parsing.