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Visa (visa)

Visa is a global payment technology company that facilitates electronic funds transfers by providing consumers, businesses, and governments with secure, convenient, and reliable payment solutions. Through its network of financial institutions and partners, Visa enables individuals to make purchases, transfer money, and access other financial services in over 200 countries and territories worldwide. The Visa Developer platform provides APIs for money movement (Visa Direct), merchant intelligence, account validation, transaction controls, foreign exchange, digital wallets, tokenization, and more.

APIs.json: https://raw.githubusercontent.com/api-search/visa/refs/heads/main/apis.yml

Scope

  • Position: Consuming
  • Access: 3rd-Party

Tags

  • Accounts
  • Banking
  • Credit Cards
  • Digital Commerce
  • Digital Wallets
  • Fintech
  • Foreign Exchange
  • Fraud Prevention
  • Merchants
  • Money Movement
  • Payments
  • Tokenization

Timestamps

  • Created: 2024-11-15T00:00:00.000Z
  • Modified: 2026-05-19

APIs

Visa Government Insights Hub

The Visa Government Insights Hub is a platform that provides government agencies with valuable information and resources to help them make informed decisions and improve their operations. Through data-driven analysis and research, the hub offers insights into consumer spending behavior, trends in payment technology, and best practices for implementing digital payments.

Tags

  • Government
  • Insights

Properties

Visa Payment Account Reference Inquiry

Visa Payment Account Reference Inquiry is a service that allows financial institutions and merchants to access useful information about a customer's Visa account. This tool provides real-time data on account status, balances, transactions, and more, which enables businesses to efficiently process payments and minimize fraud risk. By utilizing Visa Payment Account Reference Inquiry, companies can securely verify customer information and ensure smooth, hassle-free transactions.

Tags

  • Payment Account Reference
  • Primary Account Number

Properties

Visa Pilot Program Enablement

Visa Pilot Program Enablement is a service that allows businesses to easily launch and manage pilot programs for new Visa products or services. This includes providing support and resources for program strategy, implementation, and evaluation. By utilizing Visa Pilot Program Enablement, businesses can quickly and efficiently test out new ideas and innovations in a controlled environment before fully committing to a widespread rollout.

Tags

  • Pilots

Properties

Visa Underwriting Intelligence Solutions

Visa Underwriting Intelligence Solutions is a leading provider of data analytics and risk management solutions for financial institutions. With a focus on using advanced technology and algorithms to assess creditworthiness and streamline the underwriting process, Visa Underwriting Intelligence Solutions helps lenders make more informed decisions quickly and efficiently.

Tags

  • Intelligence
  • Underwriting

Properties

VCA Data Exchange

VCA Data Exchange is a platform that allows businesses to securely exchange data with their partners, customers, and suppliers. Whether it's sharing customer information, product catalogs, or financial data, VCA Data Exchange provides a streamlined solution for securely transferring and managing data. By centralizing data exchange processes, VCA Data Exchange helps organizations improve efficiency, reduce errors, and enhance collaboration with external stakeholders.

Tags

  • Data
  • Insights

Properties

Payment Account Validation

Payment Account Validation is a process used by financial institutions to verify the accuracy and legitimacy of a customer's payment account information. This validation helps prevent fraudulent transactions and ensure that funds are being transferred to the correct recipient. By verifying key details such as the account number, account holder's name, and bank routing number, Payment Account Validation reduces the risk of errors and unauthorized payments.

Tags

  • Accounts
  • Validation

Properties

Visa Supplier Matching Service

Visa Supplier Matching Service is a platform that allows businesses to easily connect with suppliers that meet their specific needs and requirements. By leveraging Visa's extensive network of suppliers and partners, businesses can access a wide range of goods and services, from office supplies to transportation solutions.

Tags

  • Matching
  • Suppliers

Properties

Visa Consent Management Service

Visa Consent Management Service is a platform that enables consumers to have greater control over the sharing of their personal data with third parties. It allows users to easily manage and monitor their consent preferences, including which companies have permission to access their data and for what purposes. This service helps to enhance transparency and trust between consumers and businesses, ensuring that data is only shared with consent and in compliance with privacy regulations.

Tags

  • Consent

Properties

Card on File Data Inquiry

Card on File Data Inquiry is a service that allows businesses to securely and efficiently access and manage customer's card information that is stored on file. This service streamlines the process of verifying and updating card data, enabling businesses to easily keep track of payment information for recurring transactions.

Tags

  • Credentials
  • Credit Cards

Properties

Foreign Exchange

Foreign Exchange, also known as forex or FX, is the global marketplace where currencies are traded. It is the largest financial market in the world, with an average daily trading volume exceeding $5 trillion. The main purpose of forex trading is to facilitate international trade and investment by enabling businesses and individuals to exchange one currency for another.

Tags

  • Currency
  • Foreign Exchange

Properties

Payment Account Attributes Inquiry

Payment Account Attributes Inquiry is a service that allows users to access and review specific details and information about their payment accounts. This includes information such as account balance, transaction history, available credit, payment due dates, and any associated fees or charges. By utilizing this service, individuals can stay informed about their financial situation and make informed decisions regarding their payment accounts.

Tags

  • Accounts
  • Attributes

Properties

Visa Account Updater

Visa Account Updater is a service that automatically updates cardholder account information, such as expiration dates and card numbers, with participating merchants. This ensures that cardholders do not experience interruptions in recurring payments or subscriptions due to outdated information. By providing merchants with up-to-date account information, Visa Account Updater helps reduce declined transactions, improve customer satisfaction, and increase transaction approval rates.

Tags

  • Accounts
  • Updates

Properties

Visa BIN Attribute Sharing Service

Visa BIN Attribute Sharing Service is a platform that allows financial institutions and merchants to exchange information about Visa card transactions in real-time. This service provides valuable insights into cardholder behavior and transaction patterns, helping businesses make informed decisions about fraud prevention, marketing strategies, and customer targeting.

Tags

  • BIN
  • Fraud
  • VBASS

Properties

Visa Business Data Solutions

Visa Business Data Solutions is a cutting-edge technology company that specializes in providing businesses with valuable data insights and analytics to help them make informed decisions. By leveraging Visa's vast network and access to transaction data, Visa Business Data Solutions offers a comprehensive suite of products and services that help businesses understand consumer behavior, identify growth opportunities, and optimize their operations.

Tags

  • Analytics
  • Data

Properties

Visa Data Tokens

Visa Data Tokens is a technology developed by Visa that replaces sensitive payment card information, such as credit card numbers, with a unique digital identifier called a token. These tokens are used in place of actual card data during transactions, adding an extra layer of security for consumers and merchants. By using Visa Data Tokens, businesses can reduce the risk of data breaches and fraud, while still providing a seamless and secure payment experience for their customers.

Tags

  • Historical
  • Insights
  • Personalization
  • Predictive
  • Signals

Properties

Visa Practical Money Skills Financial Education Platform

Visa Practical Money Skills Financial Education Platform is an online resource that provides valuable tools and information to help individuals improve their financial knowledge and skills. The platform offers a wide range of resources, including articles, videos, calculators, and games, to help users learn about budgeting, credit management, savings, investing, and more.

Properties

Visa Card Program Management

Visa Card Program Management oversees the development, implementation, and monitoring of Visa's various credit and debit card programs in collaboration with financial institutions, merchants, and other stakeholders. This involves managing relationships with card issuers, ensuring compliance with payment card regulations, and monitoring card program performance to drive growth and profitability.

Tags

  • Cards
  • Programs

Properties

Visa Click to Pay

Visa Click to Pay is a streamlined and secure online payment service offered by Visa that allows customers to make purchases with just a few clicks. By storing their payment information in one secure location, users can make purchases quickly and easily without having to enter their payment details each time. Visa Click to Pay also provides additional security features such as encryption and tokenization to protect users' sensitive information during transactions.

Tags

  • Checkout
  • Payments

Properties

Visa Digital Enablement Lite App

The Visa Digital Enablement Lite App is a cutting-edge mobile application that revolutionizes the way consumers interact with their Visa credit and debit cards. With this app, users can securely store their card information on their smartphones and use it to make contactless payments at participating merchants. The app also provides real-time notifications for all card transactions, helping users keep track of their spending and secure their financial data.

Tags

  • Apple Pay
  • Digital Wallet
  • Google Wallet
  • White-Label

Properties

Visa Digital Enablement Lite App

The Visa Digital Enablement Lite App is a cutting-edge mobile application that revolutionizes the way consumers interact with their Visa credit and debit cards. With this app, users can securely store their card information on their smartphones and use it to make contactless payments at participating merchants. The app also provides real-time notifications for all card transactions, helping users keep track of their spending and secure their financial data.

Tags

  • Apple Pay
  • Digital Wallet
  • Google Wallet
  • White-Label

Properties

Visa Merchant Screening Service

Visa Merchant Screening Service is a tool provided by Visa that helps merchants to assess and manage risk associated with potential business partners. This service enables merchants to screen and evaluate the trustworthiness and legitimacy of their prospective merchant partners by conducting thorough background checks and monitoring their activities.

Tags

  • Merchants
  • Screening

Properties

B2B Virtual Account Payment Method

B2B Virtual Account Payment Method is a digital payment solution designed for businesses to streamline their payment processes when dealing with suppliers or partners. This method allows businesses to create virtual accounts for each transaction, providing a secure and efficient way to transfer funds without the need for traditional banking methods.

Tags

  • Accounts
  • B2B
  • Payments

Properties

Visa In-App Provisioning

Visa In-App Provisioning is a technology that allows consumers to securely add their Visa payment cards to various mobile applications for use in making purchases. This innovative solution enables users to easily and conveniently link their cards to participating merchants and payment services within the app ecosystem.

Tags

  • Applications
  • Mobile
  • Payments

Properties

Visa Resolve Online

Visa Resolve Online is a platform developed by Visa that enables financial institutions and merchants to streamline the process of resolving disputed transactions. It provides a centralized system for submitting and managing disputes, allowing for efficient communication and collaboration between all parties involved. With Visa Resolve Online, users can track the status of disputes in real-time, access relevant documentation and evidence, and ultimately reach a timely resolution.

Properties

Visa Europe Payment Stop Service

Visa Europe Payment Stop Service is a feature offered by Visa that allows cardholders to temporarily suspend or cancel any recurring or future payments set up with their Visa card. This can be helpful in cases where cardholders have lost their card, suspect fraudulent activity, or simply want to pause payments for a period of time.

Properties

Visa Subscription Manager

Visa Subscription Manager is a service that allows consumers to easily manage and control their recurring payments and subscriptions. With this platform, users can view all of their recurring charges in one place, set reminders for upcoming payments, and easily cancel or change subscriptions as needed. This tool provides consumers with greater transparency and control over their spending, helping them to better manage their finances and avoid unexpected charges.

Properties

Order Insight Digital

When cardholders are reviewing their card statement, confusion over if a purchase is legitimate is one of the most common occurrances. A cardholders first reaction when this occurs is typically to pick up the phone to contact the issuing bank, tying up valuable issuer resources in an attempt to identify this purchase and/or pursue a dispute.

Properties

Visa dCVV2 Generate

Visa dCVV2 Generate is a tool designed to help businesses generate dynamic card verification values (dCVV2) for online transactions. This security feature adds an extra layer of protection by providing a unique code that is only valid for a short period of time, making it more difficult for fraudsters to use stolen card information for unauthorized purchases.

Properties

Visa Risk Manager

Visa Risk Manager is a web portal that provides a comprehensive suite of fraud and risk management tools that can be accessed through Visa Online 24/7. It is specifically designed to help issuers optimize fraud loss prevention and maximize profitability by providing clients with an effective transaction risk management decisioning system.

Properties

Visa Token Service

Visa Token Service is a technology solution that aims to enhance the security and convenience of digital payments. It replaces sensitive card information with a unique digital identifier, called a token, which is used for payment transactions. This ensures that actual card details are not shared during the transaction process, reducing the risk of fraud and unauthorized access to payment information.

Properties

Visa Token Service Provisioning and Credential Management

Visa Token Service Provisioning and Credential Management is a secure platform that allows consumers to make purchases using a tokenized payment method, which replaces sensitive payment information with a unique token. This platform provisions tokens to mobile devices, wearables, and other connected devices, enabling consumers to make fast and secure payments without exposing their actual payment card details.

Properties

Merchant Search

Introducing Merchant Search, a cutting-edge API designed to elevate your transaction experience and enhance data quality. This innovative solution provides you with enriched and precise merchant data, creating a more transparent and effective transaction process. Merchant Search is more than just an API, it's a tool that empowers businesses by improving data accuracy, streamlining operations, and providing insights for better decision-making.

Tags

  • Merchants
  • Search

Properties

Visa B2B Connect

Visa B2B Connect is built on Visa's capabilities and formidable core payments experience with distributed ledger technology to provide direct settlements of large-value transactions. Visa B2B Connect can help financial institutions and their clients overcome costly processes and geographic barriers, which translates to an improved, seamless end-to-end experience.

Tags

  • B2B
  • Payments

Properties

Visa B2B Connect is built on Visa's capabilities and formidable core payments experience with distributed ledger technology to provide direct settlements of large-value transactions. Visa B2B Connect can help financial institutions and their clients overcome costly processes and geographic barriers, which translates to an improved, seamless end-to-end experience.

Visa Card Eligibility Service (VCES) is an account eligibility verification product enabling our issuers, merchants, partners, and developers to check eligibility/access rights to exclusive benefits, offers, and promotions, subject to terms and restrictions, in real-time.

Properties

Visa Merchant Offers

The Visa Merchant Offers Resource Center (VMORC) is a central offer repository that gives an easy way to promote merchant offers to their cardholders._VMORC is a multilingual application used by various teams worldwide to store offers as they are procured. Additionally, VMORC provides an Application Programming Interface (API) for users to extract offers to display on custom applications or pages.

Tags

  • Merchants
  • Offers

Properties

Visa Offers Platform

Visa�s Customers can get access to near real-time transaction data via the Visa Offers Platform to execute and manage their card-linked programs. For cardholders who have consented to take part in the Customer�s program, VOP can access the VisaNet authorization and settlement stream to qualify transactions and send the relevant notifications to the Customer in near real-time. Using the VOP APIs, Customers can leverage capabilities to enhance their own web and mobile applications.

Properties

Installment Transaction Service

The Installments Transaction Service allows you to offer Buy Now Pay Later (BNPL) plans to your customers through a set of APIs or on ISO. The plans can be offered pre-purchase, during, or post-purchase and give consumers the opportunity to pay for qualifying purchases over time. For you, it means attracting and retaining a larger customer base with a seamless user experience that is scalable and cost effective.

Properties

Kernel in the Cloud

Kernel in the Cloud is pioneering innovation via a software-based cloud infrastructure to democratize acceptance. It provides a secure, modular and service architecture-oriented solution to enable acceptance. This solution eliminates traditional hardware constraints and enables faster and easier deployment of value-added services at the point-of-sale.

Properties

Visa Direct Request to Pay

Send and receive payment requests with Visa Direct request to payInnovate and simplify services for you and your clients with our secure, fast and convenient messaging framework.

Properties

Visa Mobile

Product integrates with a new e-commerce payment methodVisa Mobile is the new UX for cards e-commerce payments, that is mobile, quicker yet safe - builds on SRC and regular CNP transactions rails.

Properties

Receiver Directed Payouts

Securely capture, validate, verify and store a receivers payment credentials within the Alias Directory Service, without the burden of being PCI compliant.

Properties

Visa Direct

Help drive growth for you and your clients with fast, convenient and secure payments worldwide2.

Tags

  • Payments
  • Transfers

Properties

Visa Direct Account and Wallet

Visa Direct Account and Wallet is built to help businesses deliver money to billions of endpoints worldwide through ACH, and faster payment networks1 via a single integration. Support your clients with a payment solution that can help meet their operational, commercial, and regulatory needs.

Properties

Visa Direct Connect

Visa Direct Connect reduces the effort to integrate with money movement methods, routes and endpoints supported by Visa Direct.

Properties

Visa Chip L3 Testing Report Upload

Streamline L3 testing through the use of these APIs.

Properties

Visa Global ATM Locator

Visa Global ATM Locator enables cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices.The Visa Global ATM Locator service lets cardholders find a convenient ATM when they need cash from over 1 million ATMs in over 200 countries. The ATM Locator Service is a cost effective way to deliver user friendly, trusted information when users need cash while travelling or in emergencies.

Tags

  • ATM
  • Locator

Properties

Visa Travel Notification

Visa Travel Notification Service helps you avoid mistaken purchase declines while your cardholders are traveling by incorporating cardholder self-reported travel plans into the VisaNet authorization message. With Visa Travel Notification Service, Visa informs you whether your cardholder is transacting during the travel dates and at the travel destination they reported, helping you more confidently approve transactions when your cardholders make purchases while travelling.

Properties

DPS Card and Account

Enable issuers to manage their cardholders card and account informationDPS Card and Account Services supports a set of debit, credit, and prepaid card and account services. The_DPS Card and Account Services APIs can be used by any developer in the sandbox._.

Properties

DPS Digital Services

DPS Digital Services partners with third-party service providers, integrating with their unique offerings to provide comprehensive business solutions and richer service offerings for issuers.

Properties

DPS Forward

The best of Visa DPS issuer processing capabilities are accessible through a suite of APIs designed for digital banking platforms. Use DPS Forward to create powerful card products and digital payment solutions._.

Properties

Visa Tokenized Asset Platform (VTAP)

VTAP provides the tools and infrastructure for banks to tokenize fiat currencies on blockchain networks. Clients can access and test VTAP capabilities through an API layer that connects to blockchain infrastructure and utilizes a Visa-developed standard for issuing fiat-backed tokens. Clients can access VTAP in a nonvalue Sandbox testing phase that can be used for different tokenization use cases._.

Properties

Visa B2B Payment Controls

Visa B2B Payment Controls offers authorization-based payment controls solutions for B2B market segments such as Government, Corporate, Commercial and Small Business. This service allows more security and safety for commercial payments and provides issuers and their third-party providers with spend protection mechanisms.

Properties

Visa Flexible Credential (VFC)

Visa Flexible Credential (VFC) enables Issuers and Fintechs to broaden the services they can provide to new and existing cardholders by enabling easy access to multiple funding sources through a single Visa credential.

Properties

Visa Transaction Controls

VTC control-types let cardholders place_their own rules on_a payment cards use and when to be_notified of_different financial events.Independent alert and decline settings can be_tailored to different transaction and merchant types (e.g. ATM,_Ecom, Gasoline, Gambling...)_or_can be applied_to all_payment account activity.

Tags

  • Alerts
  • Controls

Properties

Visa Alias Directory

Visa Alias Directory Service is built to help simplify payments, improve the user experience, and protect sensitive payment credential information by using Aliases._Alias Directory offers capabilities for clients to link Aliases, such as mobile numbers or email addresses, to payment credentials such as cards or bank accounts. Clients can manage the lifecycle of an Alias and resolve an Alias to receive the associated payment credential.

Properties

Visa Installment Management

The Installment Management Service allows you to provide installment offers to all participating merchants at point-of-sale, online or in-store, giving your cardholders access to a new payment method._.

Properties

Visa Faster Payments Gateway

Visa Faster Payments Gateway_supports both send and receive capabilities for credit transfers and request for return of funds. We set up the digital infrastructure - your participating account holders send and receive payments any time of day, every day, including holidays and weekends.

Properties

VisaNet Connect

VisaNet Connect APIs enable Visa clients -- such as acquirers, acquirer-processors, and approved technology partners -- to process in-store, in-app, and online payments through a direct interface to Visas global payment system. Clients can quickly and securely process these and other payments solutions over a simple internet connection to VisaNet, eliminating the need for installing hardware at the clients site._.

Properties

VisaNet Connect - Issuing

VisaNet Connect Issuing APIs are a portfolio of VisaNet Connect APIs that provide direct connectivity to VisaNet for issuers to approve and decline payments requested by their cardholders or process clearing requests submitted by acquirers. The VisaNet Connect Issuing APIs support a broad range of payment types, including point-of-sale, ecommerce, digital wallets, and ATMs. Connectivity to VisaNet is provided via a lightweight, easy-to-integrate set of RESTful APIs.

Properties

Common Properties

Maintainers

FN: Kin Lane Email: kin@apievangelist.com

About

Visa is a global payment technology company that facilitates electronic funds transfers by providing consumers, businesses, and governments with secure, convenient, and reliable payment solutions.

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