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Synchrony Financial is one of the nation's premier consumer financial services companies, providing a range of credit products through programs established with retailers, manufacturers, and merchants. Synchrony offers APIs enabling partners and retailers to integrate credit applications, authorizations, payments, loyalty, and account management into their digital commerce experiences.
APIs.json: https://raw.githubusercontent.com/api-evangelist/synchrony-financial/refs/heads/main/apis.yml
- Financial Services
- Credit
- Payments
- Consumer Finance
- Retail Finance
- Created: 2026-05-03
- Modified: 2026-05-19
The Synchrony Credit Authorization API allows merchants and retailers to perform credit card transactions including purchases, preauthorizations, completions, payments, refunds, and reversals. The API supports transactions via payment tokens or full account numbers across web, mobile, and point-of-sale channels.
- Human URL: https://developer.syf.com/our-products/credit-authorizations
- Base URL:
https://api.syf.com
- Credit Authorization
- Payments
- Purchases
- Refunds
- Retail Finance
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Synchrony's Quickscreen API is a preapproval engine that allows merchants to offer instant credit decisions using only a customer's name and address. It runs a soft credit check and returns a real-time decision, enabling seamless credit offering within the shopping experience.
- Human URL: https://developer.syf.com/our-products/quickscreen-apply
- Base URL:
https://api.syf.com
- Credit Application
- Preapproval
- Quickscreen
- Consumer Finance
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
The Synchrony Account Management API provides access to cardholder account information, enabling partners to retrieve account details, balance information, transaction history, and manage account servicing operations on behalf of customers.
- Human URL: https://developer.syf.com/
- Base URL:
https://api.syf.com
- Account Management
- Consumer Finance
- Credit Cards