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Full detail: Where this data comes from
Spreedly is a United States payments orchestration platform and PCI-compliant card vault that lets merchants and platforms securely tokenize payment methods once and then transact against hundreds of payment gateways, processors, and third-party APIs through a single integration. Founded in 2008 and headquartered in Durham, North Carolina, Spreedly sits in the gateway/PSP layer of the deep, fragmented US payments market as an independent, network-agnostic intermediary rather than a card network or acquirer. Its Payments Orchestration offering combines a universal token vault, a normalized transaction API across many gateways, workflow-based routing (Composer), network tokenization, account updater (Card Refresher), 3-D Secure / SCA authentication, and Receivers for forwarding stored payment data to arbitrary third-party endpoints. Spreedly is strongly API-native: it publishes a public developer portal with complete reference documentation and a downloadable OpenAPI 3.1 specification for its Core Transactional API (https://core.spreedly.com/v1), authenticated with HTTP Basic auth using per-environment key/secret credentials.
Areas: Payments · United States · Payment Gateway · Payment Orchestration · Payment Processing · Card Vault · Tokenization · Network Tokenization · PCI Compliance · Subscription
Everything profiled for Spreedly is published on APIs.io rather than in this repository. Start at the provider page — apis.io/providers/spreedly/ — or go straight to one of the APIs or properties below.
- Spreedly Access Secrets API — The access_secrets API from Spreedly — 2 operation(s) for access_secrets.
- Spreedly Authorize API — The authorize API from Spreedly — 1 operation(s) for authorize.
- Spreedly Capture API — The capture API from Spreedly — 1 operation(s) for capture.
- Spreedly Card Refresher API — The card_refresher API from Spreedly — 3 operation(s) for card_refresher.
- Spreedly Certificates API — The certificates API from Spreedly — 3 operation(s) for certificates.
- Spreedly Claim API — The claim API from Spreedly — 1 operation(s) for claim.
- Spreedly Composer API — The composer API from Spreedly — 3 operation(s) for composer.
- Spreedly Credit API — The credit API from Spreedly — 1 operation(s) for credit.
- Spreedly Environments API — The environments API from Spreedly — 3 operation(s) for environments.
- Spreedly Events API — The events API from Spreedly — 2 operation(s) for events.
- Spreedly Gateways API — The gateways API from Spreedly — 6 operation(s) for gateways.
- Spreedly General Credit API — The general_credit API from Spreedly — 1 operation(s) for general_credit.
- Spreedly Merchant Profiles API — The merchant_profiles API from Spreedly — 2 operation(s) for merchant_profiles.
- Spreedly Network Tokenization API — The network_tokenization API from Spreedly — 2 operation(s) for network_tokenization.
- Spreedly Payment Methods API — The payment_methods API from Spreedly — 12 operation(s) for payment_methods.
- Spreedly Payments API — The payments API from Spreedly — 1 operation(s) for payments.
- Spreedly Protection Events API — The protection_events API from Spreedly — 2 operation(s) for protection_events.
- Spreedly Protection Provider API — The protection_provider API from Spreedly — 2 operation(s) for protection_provider.
- Spreedly Purchase API — The purchase API from Spreedly — 2 operation(s) for purchase.
- Spreedly Receivers API — The receivers API from Spreedly — 6 operation(s) for receivers.
- Spreedly Sca Authentication API — The sca_authentication API from Spreedly — 1 operation(s) for sca_authentication.
- Spreedly Sca Provider API — The sca_provider API from Spreedly — 2 operation(s) for sca_provider.
- Spreedly Sub Merchants API — The sub_merchants API from Spreedly — 2 operation(s) for sub_merchants.
- Spreedly Transactions API — The transactions API from Spreedly — 5 operation(s) for transactions.
- Spreedly Verify API — The verify API from Spreedly — 1 operation(s) for verify.
- Spreedly Void API — The void API from Spreedly — 1 operation(s) for void.
Each property below is a page on APIs.io carrying the machine-readable artifact and what it says.
Event-driven and webhook contracts.
Model Context Protocol servers that expose the API to agents.
Which operations an agent can call, which act, and which need a human in the loop.
Postman and Open Collection request collections.
OpenAPI overlays, including conversational phrasing for each operation.
Authentication, trust centre, and vulnerability disclosure.
Links to the company's own pages. This repository publishes no copy of their specifications — the canonical document is theirs and lives at the URLs below.
- Website
- Documentation
- Getting started
- API reference
- Pricing
- Sign up
- Support
- Changelog
- Blog
- Security
- Compliance
- Terms of service
- Privacy policy
- GitHub
- Status
Kin Score 52.9 — developing · rubric 0.25.0 · scored 2026-10-23
| Facet | Score |
|---|---|
| Discoverability | 75.0 |
| Contract quality | 58.7 |
| Contract governance | 18.2 |
| Operational transparency | 48.7 |
| Developer ergonomics | 58.9 |
| Access clarity | 42.1 |
Agent readiness 45.5 — agent-native
| Agent-readiness dimension | Result |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived (partial credit) |
| Reversibility Documented | documented (partial credit) |
| MCP Server | verified |
| Auth Clarity | bearer (partial credit) |
| Idempotency | documented (partial credit) |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | — |
| Event Surface Described | yes |
| Agent Skills | derived (partial credit) |
| Well Known Catalog | — |
| Consent Identity | — |
| Agent Card | — |
| Dry Run Mode | — |
| Delegated Identity | — |
| Protected Resource Metadata | — |
| Dynamic Client Registration | — |
| Agentic Commerce | — |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |
Regulatory alignment 37.5 — Payments
The rubric is published at github.com/api-evangelist/kin-score. The per-check breakdown behind these numbers — which checks were earned, partial or missed — along with score history and how this provider compares to its peers, is available at apis.io/providers/spreedly/.
API Evangelist profiles a company's public API surface the way a developer would find it: the website, developer portal and documentation, the specifications it publishes, its public repositories, and its pricing, status and changelog pages. From that it derives the properties above — contracts split per API, workflows, schemas, collections, governance rules, plans and rate limits — and scores them against the published Kin Score rubric.
The artifacts are published on APIs.io, not in this repository. This repository is the public record for Spreedly: the place to say something is wrong, missing or out of date, and to ask for a re-score or a removal.
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