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Full detail: Where this data comes from
Peoples Group is the operating name of Peoples Trust Company, a Vancouver-based Canadian trust company and chartered-bank group founded in 1985 and owned by the Triple Five Group. Alongside its mortgage, deposit, and commercial-lending businesses, Peoples Group runs a fintech and payments arm that provides embedded banking-as-a-service to program managers, fintechs, brokers, and merchants across Canada — card issuing under Visa/Mastercard BIN sponsorship, merchant acquiring, trust account services, and API-driven money movement (Interac e-Transfer, EFT, bill payment, and push-to-card payouts via Visa Direct and Mastercard Send).
In February 2026 Peoples Group partnered with Fiserv to build a next-generation, always-on payments platform carrying rich ISO 20022 data over direct connections to Canada's payment systems, positioning it for Payments Canada's Real-Time Rail (RTR).
API posture (honest): Peoples Group's APIs are real and in production, but access is partnership- and sales-gated. There is no public self-serve developer portal, no downloadable OpenAPI/Swagger specification, and no public Postman workspace. Product documentation lives as solution pages on the corporate fintech site, and integration is arranged through a client relationship.
APIs.json: https://raw.githubusercontent.com/api-evangelist/peoples-group/refs/heads/main/apis.yml
- Payments
- Canada
- Banking-as-a-Service
- Card Issuing
- Money Movement
- Interac e-Transfer
- EFT
- Bill Payment
- Merchant Acquiring
- Real-Time Payments
- ISO 20022
- BIN Sponsorship
- Created: 2026-07-24
- Modified: 2026-07-24
API-driven Interac e-Transfer for Canadian money movement — Send Money, Request Money, Receive AutoDeposit, and Receive Question-and-Answer flows.
Electronic Funds Transfer for pre-authorized CAD/USD debits and credits to and from Canadian-domiciled accounts, for disbursements, remittances, payroll, and prepaid card loads.
Bill payment to more than 12,000 billers across Canada, with individual, batch, and recurring payments.
Real-time push-to-card disbursements to eligible Visa and Mastercard cards for B2B and B2C payouts.
Prepaid and credit card issuing through Visa/Mastercard BIN sponsorship for fintech program managers in Canada.
FN: Kin Lane Email: kin@apievangelist.com