dLocal (NASDAQ: DLO) is a Uruguay-headquartered emerging-markets payment infrastructure platform connecting global merchants with billions of consumers across 60+ countries in Latin America, Africa, the Middle East, and Asia. dLocal exposes a unified set of REST APIs for accepting payments (Payins) via 1,000+ local methods, disbursing funds (Payouts V3) to beneficiaries via local rails, tokenizing cards, managing marketplace sub-merchants (dLocal for Platforms), performing KYC verifications, handling chargebacks, enrolling users for recurring Pix flows, and pulling real-time exchange rates. Native iOS and Android SDKs are published as open source on GitHub.
APIs.json: https://raw.githubusercontent.com/api-evangelist/d-local/refs/heads/main/apis.yml
- Position: Consuming
- Payments
- Payouts
- EmergingMarkets
- LatAm
- Africa
- Asia
- FX
- Fintech
- Created: 2026-05-24
- Modified: 2026-05-24
Create, retrieve, cancel, and authorize payments using 1,000+ local payment methods including cards, Pix, UPI, M-Pesa, Boleto, OXXO, SPEI, mobile money, cash vouchers, BNPL, wallets, and QR codes across 60+ countries. Authenticated with V2-HMAC-SHA256 signature.
- Human URL: https://docs.dlocal.com/reference/create-payment
- Base URL:
https://api.dlocal.com
- Payments
- Payins
- Cards
- Documentation
- Documentation
- Getting Started
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- JSON Schema — JSON Schema
- JSON Structure
- Example
- Example
- Example
Create, retrieve, and inspect refunds against previously successful payments. Refunds may be full or partial and are settled in the original payment currency.
- Human URL: https://docs.dlocal.com/reference/make-a-refund
- Base URL:
https://api.dlocal.com
- Refunds
- Payments
- Documentation
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- JSON Schema — JSON Schema
- Example
Securely tokenize cards (server-side) for repeat usage. Returns a card_id token consumable by subsequent Payments and Authorizations.
- Human URL: https://docs.dlocal.com/reference/create-a-card
- Base URL:
https://api.dlocal.com
- Cards
- Tokenization
- Documentation
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- JSON Schema — JSON Schema
- Example
Disburse funds to beneficiaries across 60+ countries via local bank transfers, instant payments, cards, mobile money, and cash pick-up. Includes balance, quoting, release, and cancel operations. Uses OAuth2 Bearer authentication.
- Human URL: https://docs.dlocal.com/reference/requesting-payout-v3
- Base URL:
https://api.dlocal.com
- Payouts
- Disbursements
- Crossborder
- Documentation
- Documentation
- Authentication
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- JSON Schema — JSON Schema
- JSON Structure
- Example
- Example
The dLocal for Platforms (marketplace) API onboards sub-merchant accounts, manages KYC, attaches bank accounts, settles inter-account transfers, and reports balances. Designed for marketplaces and platforms that hold funds on behalf of sub-users.
- Human URL: https://docs.dlocal.com/docs/platforms-overview
- Base URL:
https://marketplace-api.dlocal.com
- Marketplace
- Platforms
- Accounts
- KYC
- Documentation
- Documentation
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- JSON Schema — JSON Schema
- Example
Create and manage KYC verifications across remittance, payouts-on-hold, payins-on-hold, and standalone flows. Receives asynchronous status updates via webhook.
- Human URL: https://docs.dlocal.com/docs/kyc-verifications-overview
- Base URL:
https://api.dlocal.com
- KYC
- Compliance
- Verifications
- Documentation
- Documentation
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- Example
Retrieve chargeback details and status, simulate chargebacks in the sandbox, and receive asynchronous chargeback notifications via webhook.
- Human URL: https://docs.dlocal.com/reference/retrieve-a-chargeback
- Base URL:
https://api.dlocal.com
- Chargebacks
- Disputes
- Payments
- Documentation
- Documentation
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Enroll payers for recurring Pix Automático, Pix Biometrics, and SmartPix transactions. Once enrolled, payers can be charged repeatedly without re-authorization.
- Human URL: https://docs.dlocal.com/reference/create-enrollment
- Base URL:
https://api.dlocal.com
- Enrollments
- Recurring
- Pix
- Brazil
- Documentation
- Documentation
- Documentation
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Retrieve real-time FX rates between settlement currencies and local currencies before creating a payment or payout.
- Human URL: https://docs.dlocal.com/reference/get-an-exchange-rate
- Base URL:
https://api.dlocal.com
- FX
- ExchangeRates
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- Example
- Arazzo Workflows — Arazzo Specification
- Portal
- Documentation
- API Reference
- Getting Started
- Quickstart
- Documentation
- Documentation
- Authentication
- Authentication
- Compliance
- Documentation
- Documentation
- SDK
- Status Page
- Blog
- Sign Up
- Resources
- Newsletter
- Resources
- Terms of Service
- Privacy Policy
- Support
- GitHub Organization
- SDK
- SDK
- SDK
- SDK
- SDK
- SDK
- SDK
- SDK
- SDK
- Code Examples
- Code Examples
- SDK
- Troubleshooting
- Troubleshooting
- Documentation
- Errors
- Errors
- Errors
- Errors
- Documentation
- Documentation
- Documentation
- Documentation
- Documentation
- Documentation
- Documentation
- Documentation
- Spectral Rules
- Vocabulary
- JSON-LD — JSON-LD
- Plans
- Rate Limits
- Fin Ops
- Features
- Use Cases
- Integrations
- Solutions
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