Credibly is a small business lending platform that provides fast access to working capital through merchant cash advances, working capital loans, business lines of credit, equipment financing, and SBA loans. Founded in 2010 and headquartered in Michigan, Credibly has provided over $3 billion in financing to more than 55,000 businesses across all 50 U.S. states.
Credibly offers API V2, a REST API for approved broker and referral partners to programmatically originate and manage small business financing. The API is integrated within a SOC 2-compliant environment and supports:
- Application submission without external portals or email
- Multi-part document and file uploads
- Webhook-based real-time application status notifications
- Stipulation identification for outstanding documentation requirements
- Visibility into incomplete application documentation
API access is available at no cost with no usage limits to approved Credibly partners.
- Working Capital Loans ($5,000 - $600,000, 3-18 month terms)
- Merchant Cash Advances ($5,000 - $400,000)
- Business Lines of Credit (up to $300,000)
- Equipment Financing
- Long-Term Business Loans
- SBA Loans (via partner network)
- Business Checking Accounts
- Website: https://www.credibly.com/
- Partner Portal: https://portal.credibly.com/
- Blog: https://www.credibly.com/incredibly/blog/
- LinkedIn: https://www.linkedin.com/company/credibly
- X: https://x.com/credibly360
- Contact: https://www.credibly.com/contact/