Chime is a neobank and fintech platform offering fee-free checking and savings accounts, early paycheck access, credit building, and peer-to-peer payment features for consumer banking. Based in San Francisco, California, Chime serves millions of members through mobile-first banking services provided in partnership with The Bancorp Bank, N.A. and Stride Bank, N.A.
- Checking Account - Fee-free checking with no minimum balance and access to 47,000+ fee-free ATMs
- Savings Account - High-yield savings with up to 3.75% APY (Chime Prime members)
- SpotMe - Fee-free overdraft protection up to $200
- MyPay - Early wage access of up to $500 of pay on demand
- Early Paycheck Access - Receive paychecks up to two days early with direct deposit
- Credit Builder - Credit-building card with no credit check, no interest, no annual fee
- Pay Anyone - Peer-to-peer payment transfers between Chime members
Chime offers a Partner API for fintech developers and businesses. The API provides programmatic access to:
- User account information
- Transaction history (across all accounts or per account)
- Account balances and statements
- Payment initiation
- OAuth 2.0 authorization flows
Developer Portal: https://developer.chime.com/
The Chime Partner API supports two authentication methods:
- OAuth 2.0 (recommended for new integrations) - Supports Authorization Code Flow and PKCE
- Legacy Partner Auth - Available for existing integrations only
| Endpoint | Description |
|---|---|
GET /users/:id |
User account information |
GET /users/:id/transactions |
All transactions for a user (max 2000 per account per request) |
GET /users/:id/accounts/:account_id/transactions |
Transactions for a specific account |
GET /users/:id/accounts/:account_id/statement |
Account statement |
POST /users/auth_token |
Legacy authentication |
POST /oauth/authorize |
OAuth 2.0 authorization |
POST /oauth/tokens |
OAuth 2.0 token exchange and refresh |
https://api.chimebank.com/chime/v1
- Website: https://www.chime.com/
- Developer Portal: https://developer.chime.com/
- API Documentation: https://developer.chime.com/docs/chime-apis
- Status Page: https://status.chime.com/
- Blog (Life at Chime): https://medium.com/life-at-chime
- GitHub: https://github.com/chimehq
- LinkedIn: https://www.linkedin.com/company/chime-card
This repository contains an APIs.json 0.19 profile for Chime, maintained by Kin Lane as part of the API Evangelist catalog.