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Full detail: Where this data comes from
BCU Bank is a customer-owned banking brand operated by Police & Nurses Limited (ABN 69 087 651 876), the mutual bank formed when Bananacoast Community Credit Union merged into the P&N Group. Headquartered on the New South Wales north coast, BCU serves retail and business members with everyday accounts, savings, home and personal lending, and cards. As an Authorised Deposit-taking Institution (ADI) it is a Consumer Data Right (CDR) Data Holder, exposing a public Product Reference Data API and supporting consumer data sharing to accredited data recipients under Australia's Open Banking regime.
APIs.json: https://raw.githubusercontent.com/api-evangelist/bcu-bank/refs/heads/main/apis.yml
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Mutual Bank
- Australia
- Created: 2026-07-20
- Modified: 2026-07-20
Public, unauthenticated Consumer Data Right Product Reference Data (PRD) API conforming to the DSB Consumer Data Standards. GET /banking/products (and /banking/products/{productId}) returns BCU's openly available banking products — transaction and savings accounts, residential mortgages, personal loans and cards — with fees, rates and eligibility. Confirmed live (HTTP 200, x-v up to 5, 76 products, brand "BCU").
- Human URL: https://www.bcu.com.au/consumer-data-right-policy
- Base URL:
https://public.cdr-api.bcu.com.au/cds-au/v1
- CDR
- Open Banking
- Product Reference Data
- Banking Products
- Public API
Authenticated Consumer Data Right banking data-sharing surface (accounts, balances, transactions, direct debits, payees and payment scheduling) defined by the DSB Consumer Data Standards. Not public — access is restricted to CDR Accredited Data Recipients acting on explicit member consent via the CDR OAuth2/OIDC FAPI authorization and consent flow.
- Human URL: https://www.bcu.com.au/consumer-data-right-policy
- Base URL:
https://public.cdr-api.bcu.com.au/cds-au/v1
- CDR
- Open Banking
- Consumer Data Sharing
- OIDC
- FAPI
FN: Kin Lane Email: kin@apievangelist.com