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Papers 2025 — Fintech & Digital Money Library

A neatly sorted stash of 2024–2026 papers on stablecoins, CBDCs, tokenization, real-time payments, FX, core banking, and compliance. Built for curious bankers, regulators, builders, and consultants who want to look smart on Zoom with minimal effort.

What’s inside

  • Stablecoins & CBDC: policy, design, and regulatory takes (ECB, IMF, independent voices).
  • Tokenization & blockchain: digital asset rails, tokenized funds, and governance myths.
  • Payments & liquidity: instant settlement, RT-SCL, SEPA Instant, BIS fast payments.
  • FX & currency strategy: dollar dependence, multi-currency treasuries, FXaaS.
  • Core banking & lending: modernization playbooks, lending suite case studies, T24 programs.
  • Compliance & standards: ISO 20022 lessons, crypto-asset frameworks, financial crime risk.
  • Market research: fintech landscapes (Egypt, WEF jobs), big tech credit, digital finance frontiers.
  • AI & digital transformation: productivity and supervisory toolkits.

Folder map

  • Stablecoins_and_CBDC/
  • Tokenization_Blockchain_and_Digital_Assets/
  • Payments_RealTime_and_Liquidity/
  • FX_and_Currency_Strategy/
  • Core_Banking_and_Lending_Modernization/
  • Compliance_Risk_and_Standards/
  • Market_Research_and_Fintech_Landscapes/
  • AI_and_Digital_Transformation/

How to use this (and look clever doing it)

  1. Browse by topic → institution to grab the most relevant PDF fast.
  2. Cherry-pick a few stats/charts for your next client deck.
  3. Compare policy stances (BIS/IMF/ECB) vs vendor pitches for a balanced view.
  4. Post a hot take on LinkedIn; link back here for the full buffet.

Notes

  • Filenames are kept as-found for easy provenance.
  • Not legal/financial advice-just organized reading fuel.

If this saved you hours of Googling, toss the repo a star. Your future consultant self will thank you. 🪙🚀

Repo Tree (snapshot)

  • AI_and_Digital_Transformation/
    • Academic/
    • IBM/
    • IMF/
    • Industry/
    • OECD/
    • Reports/
    • WEF/
  • Compliance_Risk_and_Standards/
    • ADCX_Lab/
    • Academic/
    • Adeel_Mirza/
    • BAFT/
    • BCBS/
    • BIS/
    • Belgium_Parliament/
    • China/
    • ESMA/
    • EU_Law/
    • Elliptic/
    • FINMA/
    • FSB/
    • FSOC/
    • FinCEN/
    • GLEIF/
    • HK_SFC/
    • OCC/
    • PSD3/
    • Reports/
    • SFFIPP/
    • SWIFT/
    • Singapore/
    • UAE_VARA/
    • UK/
    • US/
    • zkOrigoPlus/
  • Core_Banking_and_Lending_Modernization/
    • FIS/
    • Gulf_Islamic_Bank/
    • Reports/
    • Zafin/
  • FX_and_Currency_Strategy/
    • SWIFT/
    • UNITE_Global/
  • Market_Research_and_Fintech_Landscapes/
    • Academic/
    • Accenture/
    • BCG/
    • BIS/
    • Binance/
    • CEPR/
    • Central_Banks/
    • Deloitte/
    • Entlaq/
    • McKinsey/
    • Reports/
    • WEF/
  • Payments_RealTime_and_Liquidity/
    • AFP/
    • Academic/
    • BIS/
    • BIS_SNB/
    • CPMI/
    • EPC/
    • MallaPayments/
    • Reports/
    • SIX/
    • UNITE_Global/
    • Visa/
    • World_Bank/
  • Stablecoins_and_CBDC/
    • Academic/
    • BIS/
    • ECB/
    • ECB_Ulrich_Bindseil/
    • IMF/
    • Independent/
    • Industry/
    • Sveriges_Riksbank/
    • TRM_Labs/
    • UNITE_Global/
    • Unknown/
  • Tokenization_Blockchain_and_Digital_Assets/
    • Academic/
    • BIS/
    • GFTN/
    • IMF/
    • IOSCO/
    • Industry/
    • MAS_FCA_DeutscheBank_Schroder/
    • Regulation/
    • Reports/

See full catalog: catalog.md See full tree: tree.md

About

Curated 2024–2026 fintech field kit: stablecoins/CBDC, tokenization, real-time payments, FX strategy, core modernization, and compliance PDFs

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