A financial platform for Africa: stablecoin wallets, cross-border payments, payroll, savings and real-world asset tokenization, built on Hedera for fast, low-fee, on-chain settlement.
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| Stablecoin wallet & payments | Send and receive money across borders in seconds, with low fees |
| Paynautik Ledger | Every balance recorded in our own double-entry ledger, with settlement on Hedera, the XRP Ledger and Stellar |
| Global payroll | Automate salary payouts in multiple currencies, with no hidden fees |
| Smart escrow | Funds released only when milestones are met, with built-in arbitration |
| Group savings | Pool funds with your community: automated contributions and transparent management |
| Asset tokenization | Fractionalize real-world assets such as property, commodities and art into tradable tokens |
| Paynautik Business | Connect your sales channels, automate finance and get AI-powered insights |
| Project | What it is |
|---|---|
| OpenReserve | The Internet Financial Protocol: an open protocol for moving value as seamlessly as the Internet moves information. Open source. |
| gabis | The AI agent that gets African businesses paid: collections, invoices, a multi-currency wallet and stablecoin settlement. |
| Paynautik platform | The backend and apps behind paynautik.com: wallet, ledger, escrow, payroll and tokenization services. |
Hedera · XRP Ledger · Stellar · TypeScript · PostgreSQL · Kafka
- Build with us: read the developer docs and star OpenReserve.
- Join the team: see open roles.
- Talk to us: support@paynautik.com
Paynautik® is a financial technology company, not a bank. Product names and figures on this page are descriptive and not an offer of financial services.