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PulsePay 💳⚡

Offline-first NFC Payment System for Africa

PulsePay is a portable IoT-powered payment solution that enables secure, fast, and inclusive transactions even in areas with limited or no internet connectivity. Built at the GirlCode Hackathon 2025, PulsePay combines IoT hardware (Raspberry Pi, NFC modules, ESP32) with FinTech APIs, AI-driven fraud detection, and strong cybersecurity protocols to future-proof financial access across Africa.

🚀Features

NFC Tap-to-Pay — Simple, secure transactions via cards or mobile devices.

Offline-first design — Works without constant internet, syncing to the cloud later.

AI Fraud Detection — Flags unusual or high-risk transactions in real-time.

Vendor Dashboard — Track payments, manage customers, and view analytics.

Scalable Architecture — Designed for vendors, taxis, kiosks, and rural communities.

🛠️ Tech Stack

Hardware: Raspberry Pi, ESP32, NFC module

Backend: Firebase / Azure Functions

Frontend: React + Tailwind dashboard

Security: Encrypted tokens, offline validation, AI-based anomaly detection

🌍 Why PulsePay?

Existing payment systems rely heavily on constant internet and banking infrastructure, which excludes millions of Africans. PulsePay bridges that gap by delivering resilient, inclusive, and portable financial technology.

🔮 Next Steps

-Expand biometric authentication (face/fingerprint login).

-Pilot with informal vendors and microfinance institutions.

-Optimize fraud detection with more transaction data.

👉 PulsePay: Your money. Your security. One tap away..

About

PulsePay is a portable IoT + NFC payment system built for Africa. It enables fast, secure, and offline-first transactions with AI-driven fraud detection. Designed for vendors, commuters, and rural communities, PulsePay empowers financial inclusion where traditional systems fail.

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