diff --git a/.changeset/calm-loops-authorize.md b/.changeset/calm-loops-authorize.md
new file mode 100644
index 0000000..7e5ec41
--- /dev/null
+++ b/.changeset/calm-loops-authorize.md
@@ -0,0 +1,5 @@
+---
+"@nestm/mcp-client": patch
+---
+
+Allow native OAuth clients to use RFC 8252 loopback HTTP redirect URIs throughout authorization and token exchange while continuing to reject non-loopback HTTP callbacks.
diff --git a/packages/mcp-client/src/oauth/protocol.ts b/packages/mcp-client/src/oauth/protocol.ts
index 7548796..537c9d0 100644
--- a/packages/mcp-client/src/oauth/protocol.ts
+++ b/packages/mcp-client/src/oauth/protocol.ts
@@ -361,7 +361,7 @@ export class McpClientOAuthProtocol {
 		if (typeof input !== "object" || input === null) throw invalidOptionsError();
 		const authority = normalizeAuthority(input.authority);
 		const client = normalizeClient(input.client, authority);
-		const redirectUri = requireSecureUrl(input.redirectUri, { query: true }).href;
+		const redirectUri = requireRedirectUri(input.redirectUri).href;
 		const scope = normalizeScopes(input.scopes, authority);
 		throwIfAborted(input.signal);
 		await this.#authorizeEndpoint(authority.authorizationEndpoint, {
@@ -778,7 +778,7 @@ function normalizeTransaction(
 	if (transaction.authorityDigest !== createAuthorityDigest(authority)) {
 		throw transactionInvalidError();
 	}
-	const redirectUri = requireSecureUrl(transaction.redirectUri, { query: true }).href;
+	const redirectUri = requireRedirectUri(transaction.redirectUri).href;
 	assertBoundedOpaqueValue(transaction.clientId, MAX_CLIENT_ID_LENGTH);
 	if (!isClientAuthenticationMethod(transaction.clientAuthenticationMethod)) {
 		throw transactionInvalidError();
@@ -1184,6 +1184,41 @@ function requireSecureUrl(value: string, options: { readonly query: boolean }):
 	return url;
 }
 
+function requireRedirectUri(value: string): URL {
+	if (typeof value !== "string" || value.length === 0 || value.length > MAX_URL_LENGTH) {
+		throw authorityInvalidError();
+	}
+	let url: URL;
+	try {
+		url = new URL(value);
+	} catch {
+		throw authorityInvalidError();
+	}
+	if (
+		url.username.length > 0 ||
+		url.password.length > 0 ||
+		url.hash.length > 0 ||
+		(url.protocol !== "https:" && !isLoopbackHttpRedirect(url))
+	) {
+		throw authorityInvalidError();
+	}
+	return url;
+}
+
+function isLoopbackHttpRedirect(url: URL): boolean {
+	if (url.protocol !== "http:") return false;
+	const host = url.hostname.toLowerCase();
+	if (host === "localhost" || host === "[::1]") return true;
+	const octets = host.split(".");
+	return octets.length === 4 && octets[0] === "127" && octets.every(isDecimalOctet);
+}
+
+function isDecimalOctet(value: string): boolean {
+	if (!/^\d{1,3}$/u.test(value)) return false;
+	const parsed = Number(value);
+	return parsed >= 0 && parsed <= 255 && String(parsed) === value;
+}
+
 function requireCanonicalResource(value: string): string {
 	const resource = requireSecureUrl(value, { query: true });
 	if (resource.href !== value) throw authorityInvalidError();
diff --git a/packages/mcp-client/tests/oauth-protocol.test.ts b/packages/mcp-client/tests/oauth-protocol.test.ts
index 8e6bd74..9cc1a8d 100644
--- a/packages/mcp-client/tests/oauth-protocol.test.ts
+++ b/packages/mcp-client/tests/oauth-protocol.test.ts
@@ -421,6 +421,45 @@ describe("McpClientOAuthProtocol discovery", () => {
 });
 
 describe("McpClientOAuthProtocol authorization transactions", () => {
+	it("supports native loopback HTTP redirects through authorization and token exchange", async () => {
+		const redirectUri = "http://127.0.0.1:5173/api/mcp/oauth/callback";
+		const requests: RecordedRequest[] = [];
+		const protocol = new McpClientOAuthProtocol({
+			fetch: recordingFetch(requests, async () => tokenResponse()),
+			endpointPolicy: allowEndpoint,
+		});
+		const started = await protocol.startAuthorization({
+			authority: defaultAuthority(),
+			client: noneClient(),
+			redirectUri,
+		});
+		const authorizationUrl = new URL(started.authorizationUrl);
+		const state = requireParameter(authorizationUrl, "state");
+		expect(authorizationUrl.searchParams.get("redirect_uri")).toBe(redirectUri);
+
+		await protocol.exchangeAuthorization({
+			transaction: started.transaction,
+			client: noneClient(),
+			callback: new URLSearchParams({ code: "loopback-code", state, iss: ISSUER_URL }),
+		});
+		const request = expectSingleTokenRequest(requests);
+		expect(new URLSearchParams(request.body).get("redirect_uri")).toBe(redirectUri);
+	});
+
+	it("rejects a non-loopback HTTP redirect before endpoint policy", async () => {
+		const endpointPolicy = vi.fn<McpClientOAuthEndpointPolicy>(allowEndpoint);
+		const protocol = new McpClientOAuthProtocol({ fetch: unexpectedFetch, endpointPolicy });
+
+		await expect(
+			protocol.startAuthorization({
+				authority: defaultAuthority(),
+				client: noneClient(),
+				redirectUri: "http://platform.example.test/oauth/callback",
+			}),
+		).rejects.toMatchObject({ code: McpClientOAuthProtocolErrorCode.AuthorityInvalid });
+		expect(endpointPolicy).not.toHaveBeenCalled();
+	});
+
 	it("returns digest-only state and a deeply pinned transaction with a matching S256 challenge", async () => {
 		const policyCalls: PolicyObservation[] = [];
 		const protocol = new McpClientOAuthProtocol({