.env.example

NODE_ENV=development

# Service ports
PORT=3000
FX_ENGINE_URL=http://localhost:3002
SETTLEMENT_ENGINE_URL=http://localhost:3001
INDEXER_URL=http://localhost:3003

# Fees — default basis points used when a merchant has no custom feeBps rule
FEES_DEFAULT_BPS=100

# Auth — generate a strong secret for production
JWT_SECRET=change-me-to-a-long-random-secret-before-production
JWT_EXPIRES_IN=24h

# CORS — comma-separated list of allowed origins
ALLOWED_ORIGINS=http://localhost:3000,https://betta-pay-frontend.vercel.app

# Stellar Testnet
STELLAR_RPC_URL=https://soroban-testnet.stellar.org
STELLAR_NETWORK_PASSPHRASE=Test SDF Network ; September 2015
STELLAR_HORIZON_URL=https://horizon-testnet.stellar.org

# Contract addresses (testnet — update after each deploy)
SETTLEMENT_CONTRACT_ID=your_settlement_contract_id
GOVERNANCE_CONTRACT_ID=your_governance_contract_id
ADMIN_ADDRESS=your_stellar_admin_address

# Redis (required by settlement engine BullMQ worker)
REDIS_URL=redis://localhost:6379

# Database (required)
DATABASE_URL=postgresql://user:password@localhost:5432/bettapay