apis.yml

aid: thatch
name: Thatch
description: >-
  Thatch is a health benefits company that helps businesses offer personalized
  health insurance through an ICHRA (Individual Coverage Health Reimbursement
  Arrangement) plus a Thatch Visa spend card. Its developer product, Thatch for
  Platforms, is a set of REST APIs and embeddable JavaScript components that let
  partners (payroll, HR, and SMB platforms) bring ICHRA benefits into their own
  applications: create employers, manage employees, run a hosted employer
  onboarding flow, track enrollments and members, model pay schedules, and pull
  monthly payroll deductions. The API is partner-gated, authenticates with a
  Bearer API key, and is documented at docs.thatch.com. Thatch is backed by a16z,
  General Catalyst, GV, Index Ventures, and Lux Capital.
url: https://raw.githubusercontent.com/api-evangelist/thatch/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
- gv
- index-ventures
- lux-capital
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
image: https://thatch.com/opengraph/thatch-main.png
tags:
- Health Insurance
- Health Benefits
- ICHRA
- Employee Benefits
- Payroll
- Insurance
- Fintech
- Embedded Finance
- Company
apis:
- aid: thatch:thatch-deductions-api
  name: Thatch Deductions API
  description: Payroll deductions track the costs of plan premiums to employees.
  humanURL: https://docs.thatch.com/api/
  baseURL: https://partners.thatchcloud.com/api/partners/v1
  tags:
  - Deductions
  properties:
  - type: OpenAPI
    url: openapi/thatch-deductions-api-openapi.yml
  - type: Documentation
    url: https://docs.thatch.com/
  - type: APIReference
    url: https://docs.thatch.com/api/
  - type: GettingStarted
    url: https://docs.thatch.com/
- aid: thatch:thatch-employees-api
  name: Thatch Employees API
  description: >-
    Employees work for employers, both of which are managed by partners. Employees enrolled in plans are
    also represented in Thatch as member objects.
  humanURL: https://docs.thatch.com/api/
  baseURL: https://partners.thatchcloud.com/api/partners/v1
  tags:
  - Employees
  properties:
  - type: OpenAPI
    url: openapi/thatch-employees-api-openapi.yml
  - type: Documentation
    url: https://docs.thatch.com/
  - type: APIReference
    url: https://docs.thatch.com/api/
  - type: GettingStarted
    url: https://docs.thatch.com/
- aid: thatch:thatch-employer-onboarding-sessions-api
  name: Thatch Employer onboarding sessions API
  description: >-
    Employers onboard into a platform through employer onboarding sessions. After creating a session,
    provide the claim_url to the onboarding iframe in your app.
  humanURL: https://docs.thatch.com/api/
  baseURL: https://partners.thatchcloud.com/api/partners/v1
  tags:
  - Employer onboarding sessions
  properties:
  - type: OpenAPI
    url: openapi/thatch-employer-onboarding-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.thatch.com/
  - type: APIReference
    url: https://docs.thatch.com/api/
  - type: GettingStarted
    url: https://docs.thatch.com/
- aid: thatch:thatch-employers-api
  name: Thatch Employers API
  description: Platforms onboard employers into Thatch, and have employees enrolled in plans.
  humanURL: https://docs.thatch.com/api/
  baseURL: https://partners.thatchcloud.com/api/partners/v1
  tags:
  - Employers
  properties:
  - type: OpenAPI
    url: openapi/thatch-employers-api-openapi.yml
  - type: Documentation
    url: https://docs.thatch.com/
  - type: APIReference
    url: https://docs.thatch.com/api/
  - type: GettingStarted
    url: https://docs.thatch.com/
- aid: thatch:thatch-enrollments-api
  name: Thatch Enrollments API
  description: Enrollments use member objects to track employee coverage status.
  humanURL: https://docs.thatch.com/api/
  baseURL: https://partners.thatchcloud.com/api/partners/v1
  tags:
  - Enrollments
  properties:
  - type: OpenAPI
    url: openapi/thatch-enrollments-api-openapi.yml
  - type: Documentation
    url: https://docs.thatch.com/
  - type: APIReference
    url: https://docs.thatch.com/api/
  - type: GettingStarted
    url: https://docs.thatch.com/
- aid: thatch:thatch-members-api
  name: Thatch Members API
  description: Members represent employees enrolled in plans.
  humanURL: https://docs.thatch.com/api/
  baseURL: https://partners.thatchcloud.com/api/partners/v1
  tags:
  - Members
  properties:
  - type: OpenAPI
    url: openapi/thatch-members-api-openapi.yml
  - type: Documentation
    url: https://docs.thatch.com/
  - type: APIReference
    url: https://docs.thatch.com/api/
  - type: GettingStarted
    url: https://docs.thatch.com/
- aid: thatch:thatch-pay-schedules-api
  name: Thatch Pay Schedules API
  description: >-
    Pay schedules model the cadence of employee paychecks for the purpose of deduction calculations.
  humanURL: https://docs.thatch.com/api/
  baseURL: https://partners.thatchcloud.com/api/partners/v1
  tags:
  - Pay Schedules
  properties:
  - type: OpenAPI
    url: openapi/thatch-pay-schedules-api-openapi.yml
  - type: Documentation
    url: https://docs.thatch.com/
  - type: APIReference
    url: https://docs.thatch.com/api/
  - type: GettingStarted
    url: https://docs.thatch.com/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: CapabilityMap
  url: capabilities/thatch-capability-edges.yml
  name: Thatch Business Capability Map
- type: DeveloperPortal
  url: https://docs.thatch.com/
- type: Documentation
  url: https://docs.thatch.com/
- type: APIReference
  url: https://docs.thatch.com/api/
- type: GettingStarted
  url: https://docs.thatch.com/
- type: OpenAPI
  url: openapi/_original/thatch-partners-openapi.yml
- type: Overlay
  url: overlays/thatch-partners-overlay.yaml
- type: Authentication
  url: authentication/thatch-authentication.yml
- type: Conventions
  url: conventions/thatch-conventions.yml
- type: ErrorCatalog
  url: errors/thatch-problem-types.yml
- type: DataModel
  url: data-model/thatch-data-model.yml
- type: Lifecycle
  url: lifecycle/thatch-lifecycle.yml
- type: StatusPage
  url: https://status.thatch.com
- type: Conformance
  url: conformance/thatch-conformance.yml
- type: Compliance
  url: https://trust.thatch.com/
- type: TrustCenter
  url: security/thatch-trust-center.yml
- type: DomainSecurity
  url: security/thatch-domain-security.yml
- type: AgenticAccess
  url: agentic-access/thatch-agentic-access.yml
- type: X-MCPServerCandidate
  url: mcp/thatch-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/thatch-onboard-employer.md
- type: Components
  url: components/thatch-components.yml
- type: WellKnown
  url: well-known/thatch-well-known.yml
- type: LLMsTxt
  url: llms/thatch-llms.txt
- type: Blog
  url: https://thatch.com/blog
- type: Pricing
  url: https://thatch.com/pricing
- type: TermsOfService
  url: https://thatch.com/terms
- type: PrivacyPolicy
  url: https://thatch.com/privacy
- type: Website
  url: https://thatch.com
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 16
  pass: local-v1