diff --git a/README.md b/README.md
index 23dc7d8..bbce5d9 100644
--- a/README.md
+++ b/README.md
@@ -146,6 +146,47 @@ config.add_route("foo_route", pattern="/foo")
 
 The `pyramid_openapi3_register_routes()` method supports setting a factory and route prefix as well. See the source for details.
 
+### Deployment: the `servers` URL is a mount point, not a route prefix
+
+A common point of confusion is how a `servers` entry with a path interacts with
+route registration:
+
+```yaml
+servers:
+  - url: /api
+paths:
+  /v2/users/:
+    x-pyramid-route-name: users
+```
+
+`pyramid_openapi3` treats the `servers` URL path (`/api`) as **where the whole
+application is mounted**, not as a prefix to prepend to your route patterns. Your
+spec paths (`/v2/users/`) are written *relative to that mount point*. This gives
+you two supported deployment styles — pick **one**:
+
+- **Mounted (recommended when a reverse proxy / WSGI compositor mounts the app):**
+  deploy the app under `/api` so the WSGI server sets `SCRIPT_NAME=/api`, and
+  register routes verbatim. Requests to `/api/v2/users/` are routed and validated
+  correctly.
+
+  ```python
+  config.pyramid_openapi3_register_routes()          # routes at /v2/users/
+  ```
+
+- **Prefixed (when the app runs at the URL root):** bake the prefix into the routes
+  with `route_prefix`, and do **not** mount the app.
+
+  ```python
+  config.pyramid_openapi3_register_routes(route_prefix="/api")  # routes at /api/v2/users/
+  ```
+
+Do **not** combine the two: mounting the app at `/api` *and* passing
+`route_prefix="/api"` double-prefixes the routes (they end up expecting
+`/api/api/v2/users/`) and requests will 404. Likewise, using `servers: /api` while
+running at the root *without* either mounting or `route_prefix="/api"` means
+`/api/v2/users/` has no route (404) and the un-prefixed `/v2/users/` fails
+server-matching validation — pick one of the two styles above instead.
+
 ### Specify protocol and port for getting the OpenAPI 3 spec file
 
 Sometimes, it is necessary to specify the protocol and port to access the openapi3 spec file. This can be configured using the `proto_port` optional parameter to the the `pyramid_openapi3_add_explorer` function:
diff --git a/pyramid_openapi3/tests/test_routes.py b/pyramid_openapi3/tests/test_routes.py
index 4f15fbc..e626987 100644
--- a/pyramid_openapi3/tests/test_routes.py
+++ b/pyramid_openapi3/tests/test_routes.py
@@ -1,8 +1,11 @@
 """Tests routes."""
 
+from pyramid.httpexceptions import HTTPNotFound
 from pyramid.request import Request
 from pyramid.testing import testConfig
+from webtest.app import TestApp
 
+import pytest
 import tempfile
 
 
@@ -133,3 +136,80 @@ def test_register_routes_with_prefix() -> None:
         ("pyramid_openapi3.spec_json", "/openapi.json"),
         ("foo", "/api/v1/foo"),
     ]
+
+
+# GH #194 -- the `servers` URL is a mount point, not a route prefix.
+GH194_SPEC = b"""\
+openapi: "3.1.0"
+info:
+  version: "1.0.0"
+  title: Foo API
+servers:
+  - url: /api
+paths:
+  /v2/users/:
+    x-pyramid-route-name: users
+    get:
+      responses:
+        "200":
+          description: A list of users
+          content:
+            application/json:
+              schema:
+                type: array
+                items:
+                  type: string
+"""
+
+
+def _users_view(*args: object) -> list:
+    """Return a response that validates against GH194_SPEC's 200."""
+    return []
+
+
+@pytest.mark.parametrize(
+    ("route_prefix", "script_name", "path_info", "expected_status"),
+    [
+        # style A -- mounted at /api (SCRIPT_NAME), routes registered verbatim.
+        # The `servers` prefix is the mount point, so verbatim is correct.
+        pytest.param(None, "/api", "/v2/users/", 200, id="mounted-verbatim"),
+        # style B -- app at the root, prefix baked into the routes explicitly.
+        pytest.param("/api", "", "/api/v2/users/", 200, id="root-route_prefix"),
+        # style C (the trap) -- mounting *and* route_prefix double-prefixes, so the
+        # route expects /api/api/v2/users/ and the request 404s. This is why the
+        # `servers` prefix must NOT be auto-derived: it would push every mounted app
+        # (style A) into this broken state.
+        pytest.param("/api", "/api", "/v2/users/", 404, id="mounted-and-route_prefix"),
+    ],
+)
+def test_servers_url_is_mount_point_not_route_prefix(
+    route_prefix: str | None, script_name: str, path_info: str, expected_status: int
+) -> None:
+    """GH #194: `servers` is a mount point, so verbatim registration is correct.
+
+    Drive a real request through each supported deployment style (and the trap of
+    combining them). The external URL is http://localhost/api/v2/users/ in every
+    case; ``SCRIPT_NAME`` is the mount point, ``PATH_INFO`` is the remainder.
+    """
+    with testConfig() as config:
+        config.include("pyramid_openapi3")
+        # Render an unmatched route as a 404 response (like a real app) instead of
+        # letting the raw HTTPNotFound propagate, so the style-C miss is observable.
+        config.add_notfound_view(lambda request: HTTPNotFound())
+        with tempfile.NamedTemporaryFile() as tempdoc:
+            tempdoc.write(GH194_SPEC)
+            tempdoc.seek(0)
+            config.pyramid_openapi3_spec(tempdoc.name)
+            # route_prefix=None is the directive's default (verbatim registration).
+            config.pyramid_openapi3_register_routes(route_prefix=route_prefix)
+            config.add_view(
+                _users_view, route_name="users", renderer="json", openapi=True
+            )
+            test_app = TestApp(config.make_wsgi_app())
+            response = test_app.get(
+                path_info,
+                extra_environ={"SCRIPT_NAME": script_name},
+                expect_errors=True,
+            )
+
+    assert response.status_int == expected_status