diff --git a/src/api.ts b/src/api.ts
index b333533..a468c3e 100644
--- a/src/api.ts
+++ b/src/api.ts
@@ -138,7 +138,22 @@ export interface AccountDetail {
   state?: string;
   postcode?: string;
   tax_id?: string;
-  nwc_connection_string?: string;
+}
+
+/** A saved payment method for automatic renewals */
+export interface SavedPaymentMethod {
+  id: number;
+  /** Payment processor: 'nwc' or 'revolut' */
+  provider: string;
+  /** Optional user-defined label */
+  name?: string;
+  created: string;
+  card_brand?: string;
+  card_last_four?: string;
+  exp_month?: number;
+  exp_year?: number;
+  is_default: boolean;
+  enabled: boolean;
 }
 
 /** Which notification channels are configured on the server */
@@ -648,6 +663,40 @@ export class LNVpsApi {
     return data;
   }
 
+  async listPaymentMethods() {
+    const { data } = await this.#handleResponse<
+      ApiResponse<Array<SavedPaymentMethod>>
+    >(await this.#req("/api/v1/payment-methods", "GET"));
+    return data;
+  }
+
+  async addNwcPaymentMethod(nwc_connection_string: string, name?: string) {
+    const { data } = await this.#handleResponse<ApiResponse<SavedPaymentMethod>>(
+      await this.#req("/api/v1/payment-methods", "POST", {
+        nwc_connection_string,
+        name,
+      }),
+    );
+    return data;
+  }
+
+  async updatePaymentMethod(
+    id: number,
+    patch: { is_default?: boolean; enabled?: boolean; name?: string | null },
+  ) {
+    const { data } = await this.#handleResponse<ApiResponse<SavedPaymentMethod>>(
+      await this.#req(`/api/v1/payment-methods/${id}`, "PATCH", patch),
+    );
+    return data;
+  }
+
+  async deletePaymentMethod(id: number) {
+    const { data } = await this.#handleResponse<ApiResponse<void>>(
+      await this.#req(`/api/v1/payment-methods/${id}`, "DELETE"),
+    );
+    return data;
+  }
+
   async listVms() {
     const { data } = await this.#handleResponse<ApiResponse<Array<VmInstance>>>(
       await this.#req("/api/v1/vm", "GET"),
diff --git a/src/components/payment-methods.tsx b/src/components/payment-methods.tsx
new file mode 100644
index 0000000..4657011
--- /dev/null
+++ b/src/components/payment-methods.tsx
@@ -0,0 +1,251 @@
+import { useCallback, useEffect, useState } from "react";
+import { FormattedMessage, useIntl } from "react-intl";
+import useLogin from "../hooks/login";
+import { SavedPaymentMethod } from "../api";
+import { AsyncButton } from "./button";
+
+/** Default (provider-derived) label for a saved payment method. */
+function defaultLabel(m: SavedPaymentMethod): string {
+  if (m.provider === "nwc") return "Lightning Wallet (NWC)";
+  if (m.provider === "revolut") {
+    const brand = m.card_brand ?? "Card";
+    const last4 = m.card_last_four ? ` •••• ${m.card_last_four}` : "";
+    return `${brand}${last4}`;
+  }
+  return m.provider;
+}
+
+function expiryLabel(m: SavedPaymentMethod): string | undefined {
+  if (m.exp_month && m.exp_year) {
+    const mm = String(m.exp_month).padStart(2, "0");
+    return `${mm}/${String(m.exp_year).slice(-2)}`;
+  }
+  return undefined;
+}
+
+function isExpired(m: SavedPaymentMethod): boolean {
+  if (!m.exp_month || !m.exp_year) return false;
+  const now = new Date();
+  const y = now.getFullYear();
+  const mo = now.getMonth() + 1;
+  return m.exp_year < y || (m.exp_year === y && m.exp_month < mo);
+}
+
+/**
+ * Manage saved payment methods used for automatic renewals: list, choose the
+ * default, enable/disable, delete, and add a Nostr Wallet Connect wallet.
+ */
+export function PaymentMethods() {
+  const login = useLogin();
+  const { formatMessage } = useIntl();
+  const [methods, setMethods] = useState<SavedPaymentMethod[]>([]);
+  const [loading, setLoading] = useState(true);
+  const [error, setError] = useState<string>();
+  const [nwc, setNwc] = useState("");
+  const [nwcName, setNwcName] = useState("");
+  const [editingId, setEditingId] = useState<number>();
+  const [editingName, setEditingName] = useState("");
+
+  const reload = useCallback(async () => {
+    if (!login?.api) return;
+    setLoading(true);
+    try {
+      setMethods(await login.api.listPaymentMethods());
+      setError(undefined);
+    } catch (e) {
+      setError(e instanceof Error ? e.message : String(e));
+    } finally {
+      setLoading(false);
+    }
+  }, [login?.api]);
+
+  useEffect(() => {
+    reload();
+  }, [reload]);
+
+  async function setDefault(id: number) {
+    if (!login?.api) return;
+    await login.api.updatePaymentMethod(id, { is_default: true });
+    await reload();
+  }
+
+  async function toggleEnabled(m: SavedPaymentMethod) {
+    if (!login?.api) return;
+    await login.api.updatePaymentMethod(m.id, { enabled: !m.enabled });
+    await reload();
+  }
+
+  async function remove(id: number) {
+    if (!login?.api) return;
+    await login.api.deletePaymentMethod(id);
+    await reload();
+  }
+
+  async function addNwc() {
+    if (!login?.api) return;
+    const value = nwc.trim();
+    if (!value) return;
+    try {
+      await login.api.addNwcPaymentMethod(value, nwcName.trim() || undefined);
+      setNwc("");
+      setNwcName("");
+      setError(undefined);
+      await reload();
+    } catch (e) {
+      setError(e instanceof Error ? e.message : String(e));
+    }
+  }
+
+  async function saveName(id: number) {
+    if (!login?.api) return;
+    await login.api.updatePaymentMethod(id, { name: editingName.trim() || null });
+    setEditingId(undefined);
+    setEditingName("");
+    await reload();
+  }
+
+  return (
+    <div className="flex flex-col gap-4">
+      {error && <div className="text-cyber-danger text-sm">{error}</div>}
+
+      {loading ? (
+        <div className="text-sm text-cyber-muted">
+          <FormattedMessage defaultMessage="Loading…" />
+        </div>
+      ) : methods.length === 0 ? (
+        <div className="text-sm text-cyber-muted">
+          <FormattedMessage defaultMessage="No saved payment methods yet." />
+        </div>
+      ) : (
+        <ul className="flex flex-col gap-2">
+          {methods.map((m) => {
+            const expired = isExpired(m);
+            const exp = expiryLabel(m);
+            return (
+              <li
+                key={m.id}
+                className="flex items-center justify-between gap-3 rounded-sm border border-cyber-border bg-cyber-panel-light px-4 py-3"
+              >
+                <div className="flex flex-col gap-0.5">
+                  <div className="flex items-center gap-2">
+                    <span className="text-cyber-text-bright">
+                      {m.name?.trim() || defaultLabel(m)}
+                    </span>
+                    {m.is_default && (
+                      <span className="rounded-sm bg-cyber-primary/20 px-2 py-0.5 text-[0.65rem] uppercase tracking-wider text-cyber-primary">
+                        <FormattedMessage defaultMessage="Default" />
+                      </span>
+                    )}
+                    {!m.enabled && (
+                      <span className="rounded-sm bg-cyber-border px-2 py-0.5 text-[0.65rem] uppercase tracking-wider text-cyber-muted">
+                        <FormattedMessage defaultMessage="Disabled" />
+                      </span>
+                    )}
+                    {expired && (
+                      <span className="rounded-sm bg-cyber-danger/20 px-2 py-0.5 text-[0.65rem] uppercase tracking-wider text-cyber-danger">
+                        <FormattedMessage defaultMessage="Expired" />
+                      </span>
+                    )}
+                  </div>
+                  <span className="text-xs text-cyber-muted">
+                    {/* Show the derived label as a subtitle when a custom name is set */}
+                    {m.name?.trim() ? `${defaultLabel(m)}` : null}
+                    {m.name?.trim() && exp ? " · " : null}
+                    {exp ? (
+                      <FormattedMessage
+                        defaultMessage="Expires {exp}"
+                        values={{ exp }}
+                      />
+                    ) : null}
+                  </span>
+                  {editingId === m.id && (
+                    <div className="mt-1 flex gap-2">
+                      <input
+                        type="text"
+                        className="text-sm"
+                        placeholder={formatMessage({
+                          defaultMessage: "Label (e.g. Personal Visa)",
+                        })}
+                        value={editingName}
+                        onChange={(e) => setEditingName(e.target.value)}
+                      />
+                      <AsyncButton
+                        className="text-xs"
+                        onClick={() => saveName(m.id)}
+                      >
+                        <FormattedMessage defaultMessage="Save" />
+                      </AsyncButton>
+                    </div>
+                  )}
+                </div>
+                <div className="flex items-center gap-2">
+                  <AsyncButton
+                    className="text-xs"
+                    onClick={() => {
+                      setEditingId(editingId === m.id ? undefined : m.id);
+                      setEditingName(m.name ?? "");
+                    }}
+                  >
+                    <FormattedMessage defaultMessage="Rename" />
+                  </AsyncButton>
+                  {!m.is_default && m.enabled && !expired && (
+                    <AsyncButton
+                      className="text-xs"
+                      onClick={() => setDefault(m.id)}
+                    >
+                      <FormattedMessage defaultMessage="Set default" />
+                    </AsyncButton>
+                  )}
+                  <AsyncButton
+                    className="text-xs"
+                    onClick={() => toggleEnabled(m)}
+                  >
+                    {m.enabled ? (
+                      <FormattedMessage defaultMessage="Disable" />
+                    ) : (
+                      <FormattedMessage defaultMessage="Enable" />
+                    )}
+                  </AsyncButton>
+                  <AsyncButton className="text-xs" onClick={() => remove(m.id)}>
+                    <FormattedMessage defaultMessage="Remove" />
+                  </AsyncButton>
+                </div>
+              </li>
+            );
+          })}
+        </ul>
+      )}
+
+      <div className="flex flex-col gap-2 border-t border-cyber-border pt-4">
+        <label className="text-xs text-cyber-muted">
+          <FormattedMessage defaultMessage="Add a Nostr Wallet Connect wallet" />
+        </label>
+        <div className="flex flex-col gap-2 sm:flex-row">
+          <input
+            type="text"
+            className="w-full"
+            placeholder="nostr+walletconnect://..."
+            value={nwc}
+            onChange={(e) => setNwc(e.target.value)}
+          />
+          <input
+            type="text"
+            className="w-full sm:w-48"
+            placeholder={formatMessage({ defaultMessage: "Label (optional)" })}
+            value={nwcName}
+            onChange={(e) => setNwcName(e.target.value)}
+          />
+          <AsyncButton onClick={addNwc} disabled={!nwc.trim()}>
+            <FormattedMessage defaultMessage="Add" />
+          </AsyncButton>
+        </div>
+        <p className="m-0 text-xs text-cyber-muted">
+          {formatMessage({
+            defaultMessage:
+              "Cards are saved automatically when you pay with Revolut and automatic renewal is enabled.",
+          })}
+        </p>
+      </div>
+    </div>
+  );
+}
diff --git a/src/components/subscription-payment-flow.tsx b/src/components/subscription-payment-flow.tsx
index 864932d..c29d2de 100644
--- a/src/components/subscription-payment-flow.tsx
+++ b/src/components/subscription-payment-flow.tsx
@@ -53,6 +53,7 @@ export default function SubscriptionPaymentFlow({
   const [error, setError] = useState<string>();
   const [account, setAccount] = useState<AccountDetail>();
   const [autoRenewalEnabled, setAutoRenewalEnabled] = useState(false);
+  const [hasNwc, setHasNwc] = useState(false);
 
   useEffect(() => {
     if (!login?.api) return;
@@ -60,6 +61,12 @@ export default function SubscriptionPaymentFlow({
       .getAccount()
       .then(setAccount)
       .catch((e) => console.error("Failed to load account info:", e));
+    login.api
+      .listPaymentMethods()
+      .then((m) =>
+        setHasNwc(m.some((x) => x.provider === "nwc" && x.enabled)),
+      )
+      .catch((e) => console.error("Failed to load payment methods:", e));
   }, [login?.api]);
 
   // Load the subscription so we know whether to save the card for off-session
@@ -154,12 +161,8 @@ export default function SubscriptionPaymentFlow({
   function renderPaymentMethod(method: PaymentMethod) {
     // No LNURL renewal endpoint exists for subscriptions.
     if (method.name === "lnurl") return null;
-    // Hide NWC unless the account has a connection string configured.
-    if (
-      method.name === "nwc" &&
-      (!account?.nwc_connection_string ||
-        account.nwc_connection_string.trim() === "")
-    ) {
+    // Hide NWC unless the user has a saved NWC payment method.
+    if (method.name === "nwc" && !hasNwc) {
       return null;
     }
 
diff --git a/src/components/vm-payment-flow.tsx b/src/components/vm-payment-flow.tsx
index cceef86..c2270cd 100644
--- a/src/components/vm-payment-flow.tsx
+++ b/src/components/vm-payment-flow.tsx
@@ -47,6 +47,7 @@ export default function VmPaymentFlow({
   const [loading, setLoading] = useState(false);
   const [error, setError] = useState<string>();
   const [account, setAccount] = useState<AccountDetail>();
+  const [hasNwc, setHasNwc] = useState(false);
   const [intervals, setIntervals] = useState(1);
   const intervalsRef = useRef(intervals);
   intervalsRef.current = intervals;
@@ -57,6 +58,8 @@ export default function VmPaymentFlow({
         try {
           const accountData = await login.api.getAccount();
           setAccount(accountData);
+          const pms = await login.api.listPaymentMethods();
+          setHasNwc(pms.some((x) => x.provider === "nwc" && x.enabled));
         } catch (e) {
           console.error("Failed to load account info:", e);
         }
@@ -136,12 +139,8 @@ export default function VmPaymentFlow({
   }, [paymentMethod, payment, loading, createPayment]);
 
   function renderPaymentMethod(method: PaymentMethod) {
-    // Filter out NWC method when user has no NWC connection configured
-    if (
-      method.name === "nwc" &&
-      (!account?.nwc_connection_string ||
-        account.nwc_connection_string.trim() === "")
-    ) {
+    // Filter out NWC method when the user has no saved NWC payment method
+    if (method.name === "nwc" && !hasNwc) {
       return null;
     }
 
diff --git a/src/pages/account-settings.tsx b/src/pages/account-settings.tsx
index 9b3b8cc..6c27f49 100644
--- a/src/pages/account-settings.tsx
+++ b/src/pages/account-settings.tsx
@@ -2,6 +2,7 @@ import useLogin from "../hooks/login";
 import { ReactNode, useEffect, useState } from "react";
 import { AccountDetail, NotificationChannels } from "../api";
 import { AsyncButton } from "../components/button";
+import { PaymentMethods } from "../components/payment-methods";
 import { default as iso } from "iso-3166-1";
 import classNames from "classnames";
 import { FormattedMessage } from "react-intl";
@@ -230,22 +231,12 @@ export function AccountSettings() {
 
       <SettingsSection
         eyebrow="Renewal"
-        title={<FormattedMessage defaultMessage="Automatic Renewal" />}
+        title={<FormattedMessage defaultMessage="Payment Methods" />}
         description={
-          <FormattedMessage defaultMessage="Connect a Nostr Wallet Connect wallet to auto-pay renewals one day before a VM expires." />
+          <FormattedMessage defaultMessage="Saved payment methods used to auto-pay renewals one day before a VM expires. Pick which one is the default." />
         }
       >
-        <Field
-          label={<FormattedMessage defaultMessage="NWC Connection" />}
-        >
-          <input
-            type="text"
-            className="w-full"
-            placeholder="nostr+walletconnect://..."
-            value={acc.nwc_connection_string ?? ""}
-            onChange={(e) => update({ nwc_connection_string: e.target.value })}
-          />
-        </Field>
+        <PaymentMethods />
       </SettingsSection>
 
       <SettingsSection