diff --git a/src/app/dashboard/error.test.tsx b/src/app/dashboard/error.test.tsx
new file mode 100644
index 0000000..2dd4533
--- /dev/null
+++ b/src/app/dashboard/error.test.tsx
@@ -0,0 +1,50 @@
+/**
+ * Tests for the dashboard route error boundary.
+ *
+ * Verifies that:
+ *  - The boundary renders the RouteError fallback with the correct title.
+ *  - Clicking "Try again" fires the Next.js `reset` callback (not a full
+ *    page reload via window.location.reload).
+ */
+import { describe, it, expect, vi, beforeEach, afterEach } from "vitest";
+import { render, screen, fireEvent } from "@testing-library/react";
+import DashboardError from "./error";
+
+// Stub SiteHeader so we don't need a WalletProvider in boundary tests.
+vi.mock("@/components/SiteHeader", () => ({
+  SiteHeader: () => <header data-testid="site-header" />,
+}));
+
+describe("DashboardError boundary", () => {
+  let reloadMock: ReturnType<typeof vi.fn>;
+
+  beforeEach(() => {
+    reloadMock = vi.fn();
+    vi.stubGlobal("location", { ...window.location, reload: reloadMock });
+  });
+
+  afterEach(() => {
+    vi.unstubAllGlobals();
+  });
+
+  it("renders the 'Could not load the dashboard' title", () => {
+    render(<DashboardError error={new Error("fetch failed")} reset={() => {}} />);
+    expect(
+      screen.getByText("Could not load the dashboard"),
+    ).toBeInTheDocument();
+  });
+
+  it("calls the reset callback when 'Try again' is clicked", () => {
+    const reset = vi.fn();
+    render(<DashboardError error={new Error("fetch failed")} reset={reset} />);
+    fireEvent.click(screen.getByRole("button", { name: "Try again" }));
+    expect(reset).toHaveBeenCalledTimes(1);
+  });
+
+  it("does NOT call window.location.reload when 'Try again' is clicked", () => {
+    const reset = vi.fn();
+    render(<DashboardError error={new Error("fetch failed")} reset={reset} />);
+    fireEvent.click(screen.getByRole("button", { name: "Try again" }));
+    expect(reloadMock).not.toHaveBeenCalled();
+  });
+});
diff --git a/src/components/SettlementsPanel.test.tsx b/src/components/SettlementsPanel.test.tsx
index cdbc076..3a78262 100644
--- a/src/components/SettlementsPanel.test.tsx
+++ b/src/components/SettlementsPanel.test.tsx
@@ -5,6 +5,7 @@ import {
   fireEvent,
   waitFor,
   within,
+  act,
 } from "@testing-library/react";
 import { SettlementsPanel } from "./SettlementsPanel";
 import { ToastProvider } from "./ToastProvider";
@@ -115,8 +116,55 @@ describe("SettlementsPanel", () => {
       target: { value: "anchorA" },
     });
 
+    // Filtering is debounced, so the non-matching row only drops out once the
+    // debounce delay has elapsed.
+    await waitFor(() =>
+      expect(screen.queryByText("other")).not.toBeInTheDocument(),
+    );
     expect(screen.getByText("anchorA")).toBeInTheDocument();
-    expect(screen.queryByText("other")).not.toBeInTheDocument();
+  });
+
+  it("debounces the search filter, updating the list only after the delay", async () => {
+    vi.useFakeTimers();
+    try {
+      vi.mocked(fetchSettlements).mockResolvedValue(
+        page([sample, { ...sample, id: 2, anchor: "other" }]),
+      );
+
+      renderPanel();
+
+      // Flush the mocked fetch promise and mount effects so the list renders.
+      await act(async () => {
+        await vi.runAllTimersAsync();
+      });
+
+      expect(screen.getByText("anchorA")).toBeInTheDocument();
+      expect(screen.getByText("other")).toBeInTheDocument();
+
+      fireEvent.change(screen.getByLabelText("Search settlements"), {
+        target: { value: "anchorA" },
+      });
+
+      // The input reflects the keystroke immediately (no typing lag)...
+      expect(screen.getByLabelText("Search settlements")).toHaveValue("anchorA");
+      // ...but the filtered list has not been recomputed yet.
+      expect(screen.getByText("other")).toBeInTheDocument();
+
+      // Just before the debounce elapses, the list is still unchanged.
+      await act(async () => {
+        await vi.advanceTimersByTimeAsync(199);
+      });
+      expect(screen.getByText("other")).toBeInTheDocument();
+
+      // Once the debounce delay elapses, the non-matching row is filtered out.
+      await act(async () => {
+        await vi.advanceTimersByTimeAsync(1);
+      });
+      expect(screen.queryByText("other")).not.toBeInTheDocument();
+      expect(screen.getByText("anchorA")).toBeInTheDocument();
+    } finally {
+      vi.useRealTimers();
+    }
   });
 
   it("shows the no-data empty state without a clear-filters action", async () => {
@@ -142,14 +190,19 @@ describe("SettlementsPanel", () => {
       target: { value: "zzz" },
     });
 
-    expect(
-      screen.getByText("No settlements match your search."),
-    ).toBeInTheDocument();
+    // The no-results state appears only after the debounce delay elapses.
+    await waitFor(() =>
+      expect(
+        screen.getByText("No settlements match your search."),
+      ).toBeInTheDocument(),
+    );
     expect(screen.queryByText("No settlements yet.")).not.toBeInTheDocument();
 
     fireEvent.click(screen.getByRole("button", { name: "Clear filters" }));
 
-    expect(screen.getByText("anchorA")).toBeInTheDocument();
+    await waitFor(() =>
+      expect(screen.getByText("anchorA")).toBeInTheDocument(),
+    );
     expect(screen.getByLabelText("Search settlements")).toHaveValue("");
   });
 
diff --git a/src/components/SettlementsPanel.tsx b/src/components/SettlementsPanel.tsx
index 4487aec..94bed15 100644
--- a/src/components/SettlementsPanel.tsx
+++ b/src/components/SettlementsPanel.tsx
@@ -12,6 +12,7 @@ import { Settlement, Pagination, Pool } from "@/lib/types";
 import { fetchPools } from "@/lib/api";
 import { pluralize } from "@/lib/format";
 import { matchesQuery } from "@/lib/search";
+import { useDebouncedValue } from "@/hooks/useDebouncedValue";
 import { useToast } from "@/hooks/useToast";
 import { useFocusShortcut } from "@/hooks/useFocusShortcut";
 import { useQueryState } from "@/hooks/useQueryState";
@@ -22,6 +23,12 @@ import { SettlementTable } from "./SettlementTable";
 import { ConfirmDialog } from "./ConfirmDialog";
 import { EmptyState } from "./EmptyState";
 
+/**
+ * Delay (ms) before a paused search query is applied to the filtered list.
+ * The input itself stays bound to the immediate value, so typing never lags.
+ */
+const SEARCH_DEBOUNCE_MS = 200;
+
 /** Selectable page sizes for the settlements list; the first is the default. */
 const PAGE_SIZE_OPTIONS = [10, 25, 50];
 
@@ -215,10 +222,14 @@ export function SettlementsPanel() {
     }
   }
 
+  // Debounce only the value that drives filtering so large settlement lists
+  // aren't re-filtered on every keystroke; the input stays bound to `query`.
+  const debouncedQuery = useDebouncedValue(query, SEARCH_DEBOUNCE_MS);
+
   const visibleSettlements =
     state.status === "ready"
       ? state.settlements.filter((s) =>
-          matchesQuery([s.id, s.anchor, s.asset], query),
+          matchesQuery([s.id, s.anchor, s.asset], debouncedQuery),
         )
       : [];